#Ezeee
signal lark
tall knoll
Cross-border payouts is only available for US platforms, so that part is expected:
Cross-border payouts enable platforms in the US to pay out to Express and Custom connected accounts in the following countries: <list>
https://stripe.com/docs/connect/cross-border-payouts
1/ So what you're doing now instead is a destination charge with on_behalf_of -- this, crucially, change the settlement mechant:
https://stripe.com/docs/connect/destination-charges#settlement-merchant
While there are no additional direct fees, you should be aware of how settlement merchant affect currency changes and the potential for resulting FX:
https://stripe.com/docs/connect/currencies#destination-charges-on-behalf-of
2/ In production you'd need to collect a payment method from the customer, using eg Elements or drawing from one previously saved for future use on a Customer.
The techniques described here apply also when using destination charges:
https://stripe.com/docs/payments/accept-a-payment?platform=web&ui=elements&client=html#web-collect-payment-details
marble oriole
Great, thank you! Just 2 extra questions:
- What does "FX" mean in
the potential for resulting FX? - The
payment_methodshould be ours, since we are the ones paying out. It'd be ideal if it debited funds from our Stripe balance (like thestripe.transfers.create()does), but otherwise we would have to collect our own payment method as if we were a Customer, and use that instead?
tall knoll
FX = Foreign exchange, sorry
As in, currency conversion with potential for fees in that process
I'm not sure I understand what you mean by that in 2/
marble oriole
I'm not sure I understand what you mean by that in 2/
I mean, we as a platform need to make the payment, so we need to put our own payment_method there
tall knoll
If you want to send transfers you shouldn't take payments like that you would instead fund your platform account:
https://stripe.com/docs/connect/top-ups#add-funds
Or using the Dashboard
But, if i recall, this might be region limited too, and the subsequent transfers would have similar region restrictions.
I would suggest that you write in your our support team with a description of your business model and an explanation of the flow of money your trying to configure in order to determine if/how this can be supported: https://support.stripe.com/contact
