#Corfish
clear bridge
narrow crescent
Hi,
1/ No, they'd still need to onboard with Stripe. However, to make it efficient, you can pass any collected details that you may already have and pre-fill them when creating the account: https://stripe.com/docs/api/accounts/create
https://stripe.com/docs/connect/best-practices#onboarding
2/ You can debit a Custom or Express connected account, https://stripe.com/docs/connect/account-debits and you can also transfer funds, https://stripe.com/docs/api/transfers to them.
With tax related questions, we are unable to answer this, https://stripe.com/docs/connect/tax-reporting. You'd want to reach out to our support team. Our support team will be able to assist you better than I can: https://support.stripe.com/contact
You're right, you cannot transfer funds to your end customers directly. Fund movements can happen between the connected account and the platform. Or between end customers and the Platform/ Connected accounts.
raw kite
If I can debit and transfer funds then I should just use a single connected account for my users
Cause I don't see a reason to use customer
narrow crescent
If it fits your business use case, sure. I'd carefully read through the above and test this in your test environment.
raw kite
Does it cost money to transfer money between the platform and connected accounts and between connected accounts?
narrow crescent
I think the complexity will come down to tax in the above use case. Like I said you should reach out to Support here for next steps, https://support.stripe.com/contact .