Dilanbops | Stripe Developers | Page 1

humble bisonBOT Mar 2, 2023, 8:59 AM

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umbral talon Mar 2, 2023, 8:59 AM

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What specifically are you looking to do? Is there an associated payment? Or is this just to collect payment details for future payments?

muted tusk Mar 2, 2023, 9:03 AM

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Collect payment details for future payments using payment element

umbral talon Mar 2, 2023, 9:05 AM

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You'd follow this guide then: https://stripe.com/docs/payments/save-and-reuse?platform=web

Set up future payments

Learn how to save card details and charge your customers later.

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You need to create a Setup Intent first, and then collect payment details and confirm with Stripe.js/Elements.

muted tusk Mar 2, 2023, 9:05 AM

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Does this tokenize the card?

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The API docs says Tokenization is the process Stripe uses to collect sensitive card or bank account details, or personally identifiable information (PII), directly from your customers in a secure manner. A token representing this information is returned to your server to use. You should use our recommended payments integrations to perform this process client-side. I just want to know from client-side how can can I collect card details and tokenize it through Payment element

umbral talon Mar 2, 2023, 9:07 AM

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muted tusk Does this tokenize the card?

It creates a Payment Method object, yes

umbral talon Mar 2, 2023, 9:08 AM

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muted tusk The API docs says `Tokenization is the process Stripe uses to collect sensitive ...

The Payment Element creates a 'token' of the payment data collected yes. If you use Elements, you're eligible for our PCI compliance: https://stripe.com/docs/security/guide#validating-pci-compliance

Integration security guide

Ensure PCI compliance and secure customer-server communications.

muted tusk Mar 2, 2023, 9:11 AM

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So is the payment method token itself the tokenized card?

umbral talon Mar 2, 2023, 9:11 AM

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Exactly! It's an API object that can be used to process payments

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https://stripe.com/docs/payments/payment-methods

Payment Methods API

Learn more about the API that powers a range of global payment methods.

muted tusk Mar 2, 2023, 9:12 AM

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Got it, Thanks, but if someone gets hold of payment method token and publishable key from client side, can they make a successful payment?

umbral talon Mar 2, 2023, 9:14 AM

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No, they'd need your secret keys in order to create a Payment Intent

muted tusk Mar 2, 2023, 9:15 AM

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Can't I just send payment method token and authorize it through publishable key and make a confirm API call?

umbral talon Mar 2, 2023, 9:19 AM

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No, you need a Payment Intent object in order to process a payment

muted tusk Mar 2, 2023, 9:20 AM

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Okay Thanks

umbral talon Mar 2, 2023, 9:21 AM

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The general flow is outlined here: https://stripe.com/docs/payments/accept-a-payment?platform=web&ui=elements

Accept a payment

Securely accept payments online.

muted tusk Mar 2, 2023, 9:38 AM

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Hey had one more doubt

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Is the payment method token temporary or short lived?

umbral talon Mar 2, 2023, 9:40 AM

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No, they're permanent objects in the API. Depending on how you create them, they may not be reusable (i.e. multiple payments).

muted tusk Mar 2, 2023, 9:43 AM

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Ok got it

#Dilanbops