jay-s

[obsidian ocean]

1. That depends if the connected account is set up to be able to debit their external account. https://stripe.com/docs/connect/account-debits

2. You can debit Express and Custom accounts (linked above) so that is how you would handle transferring money back. Generally Transfers go from Platform -> Connected Account

[long peak]

okay that sounds good, we do have connected account setup to debit their external accounts.
Is there a way to know if the connected account is express or custom account?

[obsidian ocean]

Yes. The type parameter specifies this https://stripe.com/docs/api/accounts/object#account_object-type

[long peak]

ah okay, thank you! Besides the above points does the approach seem good or is there a better way we might be able to achieve the same thing?

[obsidian ocean]

I would use Stripe's ACH DD and the Separate Charge & Transfers flow to achieve what you are looking for but basically it works.
https://stripe.com/docs/payments/ach-debit
https://stripe.com/docs/connect/charges-transfers

[long peak]

thank you!