danatdoxyme | Stripe Developers | Page 1

summer daggerBOT Feb 23, 2023, 3:52 AM

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copper portal Feb 23, 2023, 3:53 AM

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{
"id": "seti_1MeVGrasMtrddddddddMZ1",
"object": "setup_intent",
"application": null,
"cancellation_reason": null,
"client_secret": "seti_1MeVGrasMtrddddddddMZ1_secret_NPJuLhyDK1SFdf3f3f343fUwHj",
"created": 1677122101,
"customer": "cus_JQFLn6yzhL9pat",
"description": null,
"flow_directions": null,
"last_setup_error": null,
"latest_attempt": null,
"livemode": true,
"mandate": null,
"metadata": {},
"next_action": null,
"on_behalf_of": null,
"payment_method": "card_1JQHtttAbPS5g6Zk6mEsTkyKa",
"payment_method_options": {
"card": {
"mandate_options": null,
"network": null,
"request_three_d_secure": "automatic"
}
},
"payment_method_types": [
"card"
],
"single_use_mandate": null,
"status": "requires_confirmation",
"usage": "off_session"
}

quick tangle Feb 23, 2023, 3:54 AM

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When you call API to confirm a SetupIntent, Stripe will verify the card with card network. When the SetupIntent status is succeeded, it means that the card is verified successfully.

copper portal Feb 23, 2023, 3:54 AM

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Does this response mean the card is still active and valid?

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We are mainly using this with cancelled accounts to see if the card is valid before we enroll them in a campaign. I understand that it's not a perfect method for knowing if funds are available etc, but we at least want know the card is still active and valid

quick tangle Feb 23, 2023, 3:59 AM

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Yes it is valid, but it doesn't guarantee that it won't decline. There are still many reasons that a card decline may happen, for example, insufficient funds, or the customer cancels the card

copper portal Feb 23, 2023, 4:00 AM

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customer cancels the card AFTER we validate?

quick tangle Feb 23, 2023, 4:00 AM

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Yes and it's entirely possible

copper portal Feb 23, 2023, 4:00 AM

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of course

quick tangle Feb 23, 2023, 4:01 AM

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So your integration needs to handle card declines scenarios.

copper portal Feb 23, 2023, 4:01 AM

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understood, thank you

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Okay, so in the example payload above, the status we got is "requires confirmation". Would we want to use the setup intent to reactivate a subscription where we already have a card on file (just create a new subscription) or do we need to go through confrimation again?

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Do we need to continue using the setup intent workflow or could we optionally create a subscription under the customer and then invoice collection is automatic but would fail if the card was now cancelled?

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We always bill automatically by default for our subscriptions. So I was thinking just create a subscription, and then invoice will be generated than we handle the invoice if we can't collect payment?

quick tangle Feb 23, 2023, 4:06 AM

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I don't think confirming a SetupIntent would re-active a subscription, you need to pay the outstanding invoice to reactivate it. See subscription lifecycle here https://stripe.com/docs/billing/subscriptions/overview#subscription-lifecycle

copper portal Feb 23, 2023, 4:28 AM

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Is there an example of what response I would get if the card is invalid? @quick tangle

quick tangle Feb 23, 2023, 4:30 AM

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https://stripe.com/docs/testing#invalid-data this is how you simulate an invalid card

Testing

Simulate payments to test your integration.

copper portal Feb 23, 2023, 4:35 AM

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I found an expired card and got the following but I don't see anything different from this response and the first one I provided above in the first thread where the card is valid and on file

{
"id": "seti_1MeWUrA345SoF5Zk6U1RpcYoB",
"object": "setup_intent",
"application": null,
"cancellation_reason": null,
"client_secret": "seti_1MeWUrA345SoF5Zk6U1RpcYoB"_secret_NPLBSLUVrom0y93h4IcBHYvwHClRRufSL",
"created": 1677126813,
"customer": "cus_L0szJj8ghkD3rnL",
"description": null,
"flow_directions": null,
"last_setup_error": null,
"latest_attempt": null,
"livemode": true,
"mandate": null,
"metadata": {},
"next_action": null,
"on_behalf_of": null,
"payment_method": "card_1Ki5DkAbPS938hZk6iHpUzp5v",
"payment_method_options": {
"card": {
"mandate_options": null,
"network": null,
"request_three_d_secure": "automatic"
}
},
"payment_method_types": [
"card"
],
"single_use_mandate": null,
"status": "requires_confirmation",
"usage": "off_session"
}

quick tangle Feb 23, 2023, 4:38 AM

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You haven't confirmed this SetupIntent yet (its status is still requires_confirmation)

copper portal Feb 23, 2023, 4:39 AM

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requires_confirmation means they have to get a text message?

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I am mistaken. https://stripe.com/docs/payments/intents?intent=setup#intent-statuses

How intents work

Learn about the status and lifecycle of PaymentIntents and SetupIntents.

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that would be requires_action that means we need ~~a text message o~~r some other action right?

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I guess I am trying to figure out what the next step is. Right now I'm testing in postman with a curl request. So what do I do now that I have the seti_

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I notice requires_confirmation is "Optional"

quick tangle Feb 23, 2023, 4:47 AM

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requires_confirmation and requires_action are different. requires_confirmation means merchant need to confirm the intent, whereas requires_action means it requires actions from the customer (i.e., authenticate the payment aka 3ds)

copper portal Feb 23, 2023, 4:49 AM

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Yeah. If I get "requres_action" I won't be able to do anything, we'll have to exclude those. How do I handle requires_confirmation, what do I do to confirm?

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I create setup intent, then confirm

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right?

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So i tested with a card that I know is expired...

{{baseUrl}}/v1/setup_intents/seti_1MeWUrAbPSoFBZk6U1RpcYOB/confirm

{
"id": "seti_1MeWUrAbPSoFBZk6U1RpcYOB",
"object": "setup_intent",
"application": null,
"cancellation_reason": null,
"client_secret": "seti_1MeWUrAbPSoFBZk6U1RpcYOB_secret_NPLBSLUVrom0ZK4IcBHYvwHClRRufSL",
"created": 1677126813,
"customer": "cus_TszJIRMkD3rnL",
"description": null,
"flow_directions": null,
"last_setup_error": null,
"latest_attempt": "setatt_1MeWn5AbPSoFNZk6ZTH50LpQ",
"livemode": true,
"mandate": null,
"metadata": {},
"next_action": null,
"on_behalf_of": null,
"payment_method": "card_1Ki5DkACPSoFBZk6iHpUzp5v",
"payment_method_options": {
"card": {
"mandate_options": null,
"network": null,
"request_three_d_secure": "automatic"
}
},
"payment_method_types": [
"card"
],
"single_use_mandate": null,
"status": "succeeded",
"usage": "off_session"
}

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status succeeded... the card is expired though

quick tangle Feb 23, 2023, 4:56 AM

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No, when you have requires_action, you need to handle it by bringing your customer back to your website, where you call stripe.confirmCardPayment() to start the 3DS authentication.

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I don't see seti_1MeWUrAbPSoFBZk6U1RpcYOB in your account, are you using stripe-mock?

copper portal Feb 23, 2023, 5:03 AM

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no I was modifying the ids

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This is the one that I know is expired:
seti_1MeWUrAbPSoFBZk6U1RpcYoB
This is the one that I know is valid:
evt_1MeVGrAbPSoFBZk6h5ni6QH3

quick tangle Feb 23, 2023, 5:04 AM

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You need to use an invalid date, not expired date

copper portal Feb 23, 2023, 5:05 AM

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What do you mean by use an invalid date?

quick tangle Feb 23, 2023, 5:05 AM

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For example 13 for month

copper portal Feb 23, 2023, 5:06 AM

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Is that something I use in the payload?

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I dont' know what you mean by use an invlid date, where do I use an invalid date

wind fern Feb 23, 2023, 5:11 AM

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👋 Taking over this thread, catching up now

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Here's the invalid data: https://stripe.com/docs/testing#invalid-data

copper portal Feb 23, 2023, 5:17 AM

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Okay, but I am testing on a real account, and I am using a card id that I know is expired

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This is the one that I know is expired:
seti_1MeWUrAbPSoFBZk6U1RpcYoB
This is the one that I know is valid:
evt_1MeVGrAbPSoFBZk6h5ni6QH3

When I confirm the one I know has an expired credit card, I get succeeded when I confirm the payment intent

quick tangle Feb 23, 2023, 5:27 AM

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Hi @copper portal the card object that you use to confirm this setup intent was created in 2022.

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Can you tell me what are you trying to achieve here? Are you trying to verify the the card again with SetupIntent?

copper portal Feb 23, 2023, 5:30 AM

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Yes, reverifying old cards so we can offer a oneclick resubscribe campaign

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Then we will create a subscription and if the card doesn't work, the subscription will cancel after 24 hours

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But before we do the campaign we want to check our cards and see which ones are still valid, and only reach out to those customers

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100% of the time we are trying to validate a card. Not to charge the customer but to see if they still have an active card on file

quick tangle Feb 23, 2023, 5:34 AM

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OK. whether to accept or reject a card, it's entirely up to the card issuer. So it's possible that the card issuer accept it even though knowing the card is expired.

copper portal Feb 23, 2023, 5:35 AM

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okay, intersting. I'll play around with those test cards and see what else I learn. thanks for your help Jack, have a great rest of your day

#danatdoxyme