Amer Bearat

[patent solstice]

There are 2 microdeposit failure amounts there. Are you trying to get a specific type of error? if so, which one?

[grand pulsar]

what does microdeposit verification checks for

what is the purpose of it?

[patent solstice]

To verify the bank account and ensure that it can be used for payment

[grand pulsar]

ok

Can ever payment intent be in canceled status?

[patent solstice]

Yup, if you cancel it

[grand pulsar]

only manually. nothing will make go to cancel status

[patent solstice]

Only manual cancellation or if you are using Checkout and the Checkout Session expires

[grand pulsar]

awesome thank you

[grand pulsar]

regarding Simulates exceeding the number of allowed verification attempts.
How does this occur?

what are numbers allowed for attempts

[patent solstice]

In a live setting, that's where someone has attempted to verify, but inputted the wrong amounts too many times

[grand pulsar]

We are doing MIcrodepoist verification on payment intents type offline. how does the user enter the amount?

We are collecting customer data via the phone and our support team using the ui populating the data and we are collecting the data from them and using a rest api creating payment intent with payment method. then doing microdeposite

[patent solstice]

You can't do that offline. It has to be checked through Stripe

[grand pulsar]

We are collecting customer data via the phone and our support team using the ui populating the data we are collecting the data from them and using a rest api creating payment intent with a payment method. then doing microdeposite

how do this work here

[patent solstice]

You can't do that offline. It has to be checked through Stripe

[grand pulsar]

im confused rn microdeposite does update the status to processing

then how to solve for my use case?

[patent solstice]

I don't understand what you mean. You say you want to take microdeposits offline, but you can't. You have to submit them through the internet to have Stripe verify them.

[grand pulsar]

then, why offline is an option when creating payment intent using us_bank_account

'mandate_data[customer_acceptance][type]' = 'offline'

[patent solstice]

That's a mandate and has nothing to do with microdeposits

[grand pulsar]

Here what im doing Im creating a payment intents and payment method in one call via rest api. Then, doing microdeposits via rest api

what the next steps i need to do

[patent solstice]

Are you doing ACH Debit? BACS Debit?

[grand pulsar]

us_bank_account

'payment_method_data[type]','us_bank_account');

[patent solstice]

Which of these guides are you following?

https://stripe.com/docs/payments/ach-debit#get-started

[grand pulsar]

I was following ACH Debit and here they told me to use us_bank_account cause it's newer version

[patent solstice]

Did they link to docs?

[grand pulsar]

2 guys from here told me to use us_bank_account

this only link they gave me https://stripe.com/docs/api/payment_intents/create#create_payment_intent-payment_method_data-us_bank_account

[patent solstice]

Yeah, so that attribute is literally listed in the docs I sent you: https://stripe.com/docs/payments/ach-debit#get-started

Choose an integration path in the Get Started section and go from there

[grand pulsar]

okay im confused now Im following same integrating path 1) Creating payment method during Payment intent 2) doing microdeposite using payment intent id

what i need to do next

[patent solstice]

Which integration path are you following?

[grand pulsar]

ACH Direct Debit payments

[patent solstice]

I gave you a doc that linked out to 5 different integrations

Which one did you choose

[grand pulsar]

thee link you gave is taking to this screen

[patent solstice]

Yup

[grand pulsar]

where are the 5 different integrations paths

[patent solstice]

They're right there in the screenshot

Which guide are you following?

[grand pulsar]

Im confused

can u point me to a guide

Im lost

[patent solstice]

Here's the simplest integration path I can think of: https://stripe.com/docs/payments/ach-debit/set-up-payment?platform=checkout

[grand pulsar]

Okay, i have done those steps. 1) I'm creating a customer 2) creating payment method during payment intent 3) doing microdeposite using payment intent id

im asking you what will be the next step

The confusing is we are not using any stripe libraries

We are only using the rest api

following this doc https://stripe.com/docs/api/payment_intents/verify_microdeposits

[patent solstice]

You haven't done those steps, because those steps aren't in the doc I sent you

You're doing something else entirely

[grand pulsar]

I just listed above what im doing 1) I'm creating a customer 2) creating payment method during payment intent 3) doing microdeposite using payment intent id

[patent solstice]

Yup

Sounds like you might want to read this: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API

[grand pulsar]

how to test this?

you guys only provided em with those DESCRIPTOR CODE

if i entered SM11AA Payment comes as Processing, if enter SM33CC, or SM44DD payment intent comes as requires_payment_method

[patent solstice]

if i entered SM11AA Payment comes as succeeded, if enter SM33CC, or SM44DD payment intent comes as requires_payment_method
Yup, that's expected. That's how the Payment Intent works when payments fail and when Payment Methods aren't successfully attached.

how to test this?
Are you asking how to test the email notification?

[grand pulsar]

yes, when i enter this code SM11AA it goes as processing and after 4-5 changes to succeed

why is not pending or waiting on the verification numbers?

[patent solstice]

It is simulating the successful verification numbers. It's supposed to succeed

[grand pulsar]

what does tell me this payment intent is waiting on the user enter the amounts

[patent solstice]

You could alternatively use the 32 and 45 microdeposit numbers to do the same thing

Those numbers are just to test to make sure your integration is working

[grand pulsar]

after making the Microdeposite API call, it will take 1-2 days to show in the user's bank account. Meanwhile, the status on the payment intent remains in requires_action

is this correct?

[patent solstice]

Sounds correct, yes

[grand pulsar]

The customer will need one of those to enter the numbers

Use the Stripe-hosted verification page. To do this, use the verify_with_microdeposits[hosted_verification_url] URL in the next_action object to direct your customer to complete the verification process.

If you prefer not to use the Stripe-hosted verification page, create a form on your site. Your customers then use this form to relay microdeposit amounts to you and verify the bank account

is this correct?

once the customer do that the payment intent status go from requires_action to processing

[patent solstice]

Correct. Both of those should have the same result, which is that the Payment Intent goes to processing if the customer enters the correct amounts