#citronovastava
rigid meteor
tulip pond
- I think so, but did you try and test it?
- Don't understand the question.
- It means the connected account needs to
bank_transfer_paymentscapability to be able to be able to process direct charges. If you require that, then be sure to request that capability when creating and onboarding accounts.
silent stone
- a 3) are probably really connected, maybe even same thing.
Do I Understand it correctly that we can set to require this bank_transfer_payments capability during stripe connect? After filling this up, standard account is all to go for receiving bank transfers?
tulip pond
Correct, you'd request the capabilities needed for your integration during account creation: https://stripe.com/docs/connect/account-capabilities#creating
Then, the onboarding flow for that account would collect the required info from the account holder(s) to fulfil that capability.
silent stone
We chose Standard accounts (because low integration and because we need direct charges)
Also our system is designed that we dont want users to manage their Stripe account in their dashboard.
With this account capabilities would it work as user only needs to fill in his info about bank transfers during onboarding?
tulip pond
I don't understand the question
silent stone
where and when does user fill in this capabilities? During onboarding with Stripe Connect and then everything is set up?
Or is there any other follow up step in his dashboard?
tulip pond
You set the capabilities when you create the account via the API
silent stone
but connected acc have to fill in the data somewhere right?
tulip pond
Which data?
They'd provide required verification details during the onboarding yes, as standard. We'd always ask them to provide bank details for their balance payouts
Not sure how any of this is relevant to bank transfer payments
silent stone
give me one sec please
This is what Im trying to understand.
Even if they provided neccessary information about bank transfers, they still need to update this in their dashboard, am I right?
tulip pond
Well they'd either provide that in their Dashboard yes or via a the onboarding flow (which you'd facilitate via an Account Link)
Also our system is designed that we dont want users to manage their Stripe account in their dashboard.
This is generally impossible to enforce with standard accounts
They'll have their own Stripe credentials that they'll be able to login with. What exactly to you want to prevent them from managing?
silent stone
Its not that we want them to prevent something, but we need them to be able to set it up in our system - which I know, Express would be better but at the same time Stripe strongly suggests to not use Express with direct charges, so tbh I dont know how to solve this issue 😄 But we are too deep in integration to change to express (At least I think)
but my question really is if they would fill it in onboarding flow, the alert (the screen I sent you) wouldnt be there and the account is eligible to receive bank transfers?
tulip pond
Yes the onboarding flow will collect the requirement information according to requested capabilities and account details, etc. See: https://stripe.com/docs/connect/required-verification-information
My assumption is the account that screenshot is from just hasn't completed onboarding
silent stone
ok great, I will do another testing. Thank you
tender lake
👋 taking over for my colleague. Let me know if there's any follow-up Qs I can answer!