Kasuni | Stripe Developers | Page 1

fresh yewBOT Feb 20, 2023, 10:17 AM

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hazy bough Feb 20, 2023, 10:18 AM

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Hi there!

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You mean you already have a card saved for the customer, and want to know how to charge the customer with these cards?

sonic cliff Feb 20, 2023, 10:19 AM

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i have 2 customers. one customer have Type 1 card , another customer has Type 2 card

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yes i need to how to charge from those

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as both cards have different authentication conditons

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I made a mistake Type 2 card is - 4000002760003184

hazy bough Feb 20, 2023, 10:23 AM

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And both of these customers already have the card saved into Stripe?

sonic cliff Feb 20, 2023, 10:23 AM

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yes

hazy bough Feb 20, 2023, 10:24 AM

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Then you create the PaymentIntent on the backend with the existing payment method and confirm:true. if the payment succeeds, then great. if the payment is in requires_action, then you need to use https://stripe.com/docs/js/payment_intents/confirm_card_payment#stripe_confirm_card_payment-attached on the frontend to go through the 3DS flow.

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You can learn more about this here: https://stripe.com/docs/payments/save-and-reuse?platform=web#charge-saved-payment-method

sonic cliff Feb 20, 2023, 10:32 AM

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from the method you mentioned, why this card 4000002500003155 also asked to authenticate, with the reuquire_action?

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because it was already setup

hazy bough Feb 20, 2023, 10:37 AM

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If you check the documentation page about this card: https://stripe.com/docs/testing#authentication-and-setup

After you set it up, off-session payments no longer require authentication.
But here I'm guessing you are doing on-session payment, that's why.

sonic cliff Feb 20, 2023, 10:38 AM

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oh

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got it

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Hey, when we tokenise the CVC is it avoid re- authenticate while paying from saved cards?

hazy bough Feb 20, 2023, 10:47 AM

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Sorry I don't understand the question. Can you rephrase?

sonic cliff Feb 20, 2023, 10:57 AM

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i am refring this doc -https://stripe.com/docs/payments/accept-a-payment-synchronously#web-recollect-cvc

Accept card payments without webhooks

Learn how to confirm a card payment on your server and handle card authentication requests.

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bit confusing in this diagram , which says no authenticatin required

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Can you bit explain this point? is it allow us to make a payment withou authenticate?

hazy bough Feb 20, 2023, 11:04 AM

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I wouldn't recommend to follow the "Accept card payments without webhooks" doc.
Our best guides on how to accept payments are these two:

sonic cliff Feb 20, 2023, 11:15 AM

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https://stripe.com/docs/api/tokens/create_cvc_update

Stripe API reference – Create a CVC update token – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

hazy bough Feb 20, 2023, 11:17 AM

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So what is your question?

sonic cliff Feb 20, 2023, 11:20 AM

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here what would be the objective and any benifits using theis tokenise CVC

hazy bough Feb 20, 2023, 11:24 AM

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It's mentionned on the page you previously linked:

When creating subsequent payments on a saved card, you may want to recollect the CVC of the card as an additional fraud measure to verify the user.
But in practice I don't think you really need to do this.

sonic cliff Feb 20, 2023, 11:26 AM

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hmm

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i got a requirement to stop re-authenticate card when paying using saved cards

chrome fractal Feb 20, 2023, 11:33 AM

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Hey, taking over here. Let me know if there's any follow-up Qs I can answer!

sonic cliff Feb 20, 2023, 11:35 AM

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is there any way to stop re-authenticate when paying using saved cards? like 4000002500003155

chrome fractal Feb 20, 2023, 11:36 AM

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That card requires to be authenticated unless set up. You can set it up using SetupIntent:
https://stripe.com/docs/testing#authentication-and-setup

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I think this was mentioned above with my colleague.

sonic cliff Feb 20, 2023, 11:37 AM

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yes thing is my case is on_session

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that means i cant skip authenticate right?

chrome fractal Feb 20, 2023, 11:37 AM

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yes you can't

sonic cliff Feb 20, 2023, 11:38 AM

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but is this can help https://stripe.com/docs/payments/accept-a-payment-synchronously#web-recollect-cvc ?

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to skip the authenticate?

chrome fractal Feb 20, 2023, 11:39 AM

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No

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This is just an additional fraud measure to verify the user.

sonic cliff Feb 20, 2023, 11:40 AM

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there ,we take cvc in every payment to verify the saved card right?

chrome fractal Feb 20, 2023, 11:41 AM

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yeah and that' won't skip the 3DS authentication

sonic cliff Feb 20, 2023, 11:42 AM

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hmm

#Kasuni