#stripe_connect_platform
dense kite
tardy compass
HI 👋
If I click the "Authorize Test Payment" button, do you send the Payment Intent Time.now.
I"m not sure what this means. Can you clarify?
tardy compass
We document here: https://stripe.com/docs/payments/ideal
That after the iDeal redirect and confirmation, there is an immediate notification of success/failure
mellow ridge
but in reality that page does not exist (in livemode that page does not exist). The customer in livemode makes a payment and then is redirected and in the background something I do not understand happens. Maybe iDeal sends a message of success/failure to Stripe and Stripe in a delayed way sends us the Payment Intent succeeded and failed. It is to buy an online course so we cannot redirect to the online course if the customer's delayed payment may fail.We have to wait until we get the Payment Intent succeeded webhook. And iDeal is a "Delayed Payment Notification" so i think the Payment Intent succeeded webhook is either (A) always delayed or (B) sometimes delayed. Is it A or B?
I think we can redirect to a page to create a username and password but just not give access to the course until the webhook comes confirming payment - is that the normal flow? It is just confusing for the end customer. How do they know when the access is granted (i.e. when the payment intent succeeded comes). I think we need to redirect and have them set up a password and then maybe send an email when the payment succeeds sending them back to the site to watch the course. Complicated!
I am trying to test this flow......And the testmode authorize page doesn't have a way to redirect now but delayed the payment intent succeeed for 2 min or something
tardy compass
iDeal is a bank redirect payment method, as the doc I linked explains. The test page you are seeing is meant to mock the bank-controlled interface the user will be redirected to
mellow ridge
i think that page is only for testmode
tardy compass
Additionally, we state that iDeal provides immediate notification
i think that page is only for testmode
This is exactly what I said
In live mode the customer is redirected to a bank interface
We always recommend listening to webhooks to verify payment intent status but this payment method will return an immediate notification of success or failure
mellow ridge
They just go here
And then get redirected to our app that sends them to the correct website page. But we don't get the payment intent succeeded until later yes? Way after the redirect
this payment method will return an immediate notification of success or failure? Do you mean the payment_intent.succeeded comes with a success or failure? Or something else?
That is where I am confused.
You say " this payment method will return an immediate notification of success or failure"
But isn't it delayed since this is a "delayed payment method"?
That is exactly my confusion.
Doesn't iDeal need time to confirm success?
I am trying to code all the possible delayed payment methods to work with our Stripe Connect platform and am just using iDeal as a first example but I need it to work for all. Not sure what data I have instantly for the redirect and what I am not getting now but in a "delayed" way
Can we rely on the immediate success to unlock the paid content?
Or, we must listen for a delayed webhook i think, yes?
tardy compass
No
This is in multiple places in our docs:
iDEAL is a single use payment method where customers are required to authenticate their payment. Customers pay with iDEAL by redirecting from your website, authorizing the payment, then returning to your website where you get immediate notification on whether the payment succeeded or failed.
mellow ridge
OK, i need to code it for all
So for all "Delayed payment methods" the success is not delayed? That is where I am confused. Why is it called a "delayed payment method" since success comes instantly? It is NOT delayed?????
Is the confirmation of a successful, completed payment ever delayed for "delayed payment methods"? I am so confused by delayed payment methods that are not really ever delayed. ???
tardy compass
iDeal is a bank redirect, not a bank debit
Bank redirects are not delayed payment methods
mellow ridge
What is a delayed payment method example? I will test with it. Oxxo maybe?
Oxxo is really delayed since you have to go to a store to pay, right?
You guys make testing Oxxo hard without a Mexican bank account.
Is there a real actual "delayed payment method" that is testable? With Oxxo Stripe does not have a way - or didn't when i tried a few months ago - to create a test Stripe account without a real live bank account in Mexico. 😦 Maybe Bancontact???
tardy compass
A good example of a delayed payment method is ACH Direct Debit
That can take 4 business days
So if the payment is made on a Friday it might not be until the next Wednesday that you get confirmation of payment
mellow ridge
ACH Direct Debit. OK, got it! 🙂
OK, I will test with that.
Do I need a Stripe Account set up fakely in a specific country to use ACH Direct Debit?
tardy compass
US
tardy compass
Here's a good page for using ACH DD specific testing materials: https://stripe.com/docs/payments/ach-debit#testing
mellow ridge
Bacs Debit
I need to check why but did not include ACH
SEPA yes? That is a delayed. The ones with asterisks yes?
ah, I somehow thought iDeal was a delayed one! That was my error!!!!!!!
I would like to test with SEPA. I think I have done that and will try.
tardy compass
Okay yes, SEPA is another Bank Debit method so the same delays apply.
If you need to ensure you are developing for all possible payment methods I would recommend reviewing this doc (and all the child pages as well): https://stripe.com/docs/payments/payment-methods/overview
mellow ridge
And I can use SEPA with a US testing Stripe account yes?
OK, i coded this a few months ago and just my brain is full of Stripe info. I will review again and test. Thank you! 🙂
tardy compass
Happy to help 🙂