#DiscoBlade
pearl olive
dry idol
payout endpoint
I want to transfer it into one of connected account into his bank account
dry idol
yes
proper lava
Have you already transferred funds to that Account?
What type of Connected Account is it?
dry idol
Have you already transferred funds to that Account?
not yet
proper lava
Gotcha
How are you receiving funds here from your customers?
Are you using Destination charges?
dry idol
I'm not familiar about that yet.
proper lava
Okay well that would be the first step before worrying about Payouts
dry idol
The thing is all i need is to pay the connected account from my bank account
proper lava
What do you mean "from my bank account"?
Are you using top ups to fill your balance?
dry idol
So here's the thing we have a delivery app and we want to pay the driver every they finished the trip using stripe
So they need to register an account so that it will connected to us.
After they created their account and finished fill out the on boarding form. We want to transfer their earnings to them every trip they finished
proper lava
Okay
But how are you getting those "earnings"
Like how are you collecting payments from the end-customer for those deliveries?
dry idol
Wait, let me ask this to one of a dev. Give me a minute
proper lava
Sounds good
dry idol
It seems the dev who created the payment collection is already asleep.
But i believe we collect the customer payment through stripe also and it goes to the bank account.
And that bank account i want to use it to pay the driver
proper lava
Okay well if the Express Account is on automatic payouts then this will happen automatically.
Is there a reason you want handle this payout manually?
dry idol
It's because in our backend we make some calculation and the result of that calculation is gonna be the driver's payment
proper lava
Ah okay so you are having issues with the transfer to the Connected Account, not the payout that occurs thereafter
dry idol
Customer pay -> We collect -> Calculate how much the driver will earn -> Send it to driver's bank account
proper lava
Right so:
Send it to driver's bank account
that is a two step process
But that goes back to how you currently receive payment
Do you plan on making these transfers immediately upon receiving payment?
Or you want to transfer at a later date?
dry idol
We transfer the payment to driver when they finished the trip or the order of a customer
proper lava
Okay so then you want to create a transfer using https://stripe.com/docs/api/transfers/create
https://stripe.com/docs/connect/charges-transfers are the docs for making these separate transfers after charges
dry idol
I see, So it will not directly send it into their bank account?
If im not mistaken the money we are going to transfer using transfer endpoint is going to the account balance not on their bank account
proper lava
Correct
Then it will be paid out to the associated bank account automatically if the account is on automatic payouts
Or if you switch them to manual payouts you can trigger the payout via the API
dry idol
So the driver can also set it if they want a automatic payout?
storm bramble
Hi there 👋 I'm jumping in as my teammate needed to step away. If you're using Standard Connected Accounts for your integration, then the Connected Account may have control over their payout settings. If you're using Express or Custom accounts then you can have control of those settings.
dry idol
How can we set it so that it will be autoamatic payout
storm bramble
By updating the Account object, using settings.payouts.schedule to specify how you would like to configure the payout settings for the account:
https://stripe.com/docs/api/accounts/update#update_account-settings-payouts-schedule
dry idol
I see, Thank you.
I try to use test bank account to add funds but it gives me an error state that test bank account are not supported
storm bramble
You cannot use test bank account details for your Platform account's External Account details. Those can only be used for testing Connected Accounts.
dry idol
I see, Thank you