Medea

[dawn adder]

Hi there!

So task creator are user making the payments, and task performer are the ones getting the money?

[ancient solar]

yes

the task creators are kind of a group and have funds that they can create tasks out of

I have also thought about financial connect accounts to query bank balances but I am not sure of the best approach

[dawn adder]

task creator are Customers objects. It completely up to you how you decide to collect the funds.
task performer are your connected accounts, so they need a Stripe accounts.

To learn more about Stripe Connect: https://stripe.com/docs/connect

[ancient solar]

so would you suggest that I use financial connection to query the customer (Task creators) balance?

[dawn adder]

That's completely up to you.

[ancient solar]

if I want to charge the customer account, but wait to pay the connected account until the task is complete would I use a payment intent?

[dawn adder]

First you charge the Customer, and how you do so is completely up to you. We have some guide on this if you need help: https://stripe.com/docs/payments/accept-a-payment
Then later, you transfer the funds from the platform account (you) to the connected account (task performer) with this: https://stripe.com/docs/api/transfers

[ancient solar]

thank you for your time!

I am having trouble wrapping my head around the task creator being a customer. They need to be able to accept credit card payments from donors to spend on tasks. Could I create a connected account for them so that they can accept these payments, then charge their connected account? or would i need to use Account debit then a transfer

[supple holly]

👋 taking over for my colleague. Let me catch up.

[ancient solar]

no problem

[supple holly]

sorry about the late response

would you mind elaborating more? I don't really follow the use case

[ancient solar]

Sure. We have a group of people called a collective that have a pool of money they can use to pay athletes to complete tasks. The collectives need to be able to see their balance of funds and be able to take what they are calling donations which are credit card payments to increase the balance. The collective defines a task, and once the athlete accepts that task we need to charge the collective and hold the money until the athlete completes the task. Once they complete it they get paid out, or if they don’t complete the task the money would be refunded

Sorry it is a complicated workflow

[supple holly]

ok so here we need to identify the personas

the customer in this case is the collective
the connect account is the athlete in your case

you can create debit Customer Balance https://stripe.com/docs/billing/customer/balance whenever a customer wants to increase their balance

and then you can transfer money to the connected account

[ancient solar]

Oh awesome! Then would I create a checkout to the platform account, then a transfer to the connected account when the task has been verified completed?

[supple holly]

yes

[ancient solar]

Thank you!

[supple holly]

let me know if you need any more help