#Billy | BIG
fringe quartz
calm helm
To clarify, are you trying to test the flow with a successful card setup, but a failure at the time of payment?
blissful solstice
I was but when going through the process, it looks like the insufficient funds error can be detected at the card creation.
calm helm
That's just an error that test card always returns
blissful solstice
Using this test card 4000000000009995 I get the error after calling "Create a card" but nothing is actually charged.
calm helm
You can't know about insufficient funds until payment is actually attempted
To test the attach success but payment failure flow in test mode, you can use 4000000000000341
Attaching this card to a Customer object succeeds, but attempts to charge the customer fail.
blissful solstice
Yes, I have seen that one and used it before. I guess I was just wondering if there was a better way as our failed payments has jumped up to almost 40% recently.
Does stripe have any recommendations for this? Or data regarding what we should expect is an appropriate amount of failed transactions?
calm helm
There's isn't any general data on this, it depends on your customers, but for questions about real customer card declines i'd suggest working with our support team to investigate for you to determine if there is any problem
blissful solstice
Ok ty ty thanks for the help. Stipe support is always really good!
calm helm
NP! Thank you ❤️