#черный властелин

1 messages · Page 1 of 1 (latest)

tight roseBOT
oblique girder
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Hi 👋 can you elaborate? Typically you don't need to enable 3DS, and if you're using one of our recommended integrations they already handle 3DS/SCA flows.

obsidian charm
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I am using custom payment flow

oblique girder
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Using our Payment Element?

obsidian charm
oblique girder
obsidian charm
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even if i charge off customers later?

oblique girder
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Can you clarify?

obsidian charm
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i mean, when customer enters his card details, i dont charge off him immediately, i make charge off after certain period of time, using cron job

oblique girder
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Sounds like you're doing an off-session payment then. If you're using our process to set up the payment method first, then we'll do everything we can do to get a 3DS/SCA exemption for the off-session payment, but it is up to the customer's bank to determine if they'll grant that exemption.

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There is no way to do 3DS for off-session payments, as they require input from the Customer they can only be completed when the Customer is on-session.

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If the of-session payment fails due to authentication requirements, then you'll need to bring them back on-session to try processing the payment again.

obsidian charm
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by of-session, you mean when user is not on the site?

oblique girder
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Correct

obsidian charm
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so short answer is no, i cant setting 3ds for user by myself, bank does it by himself?

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sry for broken english 🙂

oblique girder
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Correct, you cannot complete the 3DS challenge on the customer's behalf, that authentication must be completed by the customer.

obsidian charm
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Okay, then, can i make user to enter his 3ds when he entered his card details but charge him later?

oblique girder
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No, you cannot do any part of the 3DS flow on your customer's behalf, the customer must be the one to complete the authentication flow.

If you aren't already using it, I strongly recommend you look at our guide for saving a payment method with plans to charge it later. It covers what steps to go through to have us prompt your customer to complete 3DS when they're providing their card details. (Though again, that doesn't guarantee authentication won't be needed when you try to process the charge later, it just makes it very unlikely).
https://stripe.com/docs/payments/save-and-reuse?platform=web

obsidian charm
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ok thanks