#shpatak-connect-onboarding

1 messages · Page 1 of 1 (latest)

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faint wadi
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HI 👋 what actions are you taking to encounter that error?

final crescent
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I am trying to google it but there is few information

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So these are my actions:

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  1. I have an user in my DB
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  1. create stripe customer for each of them
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  1. create customer bank account with customer.id for each of them with this source: source: {
    currency: 'USD',
    object: 'bank_account',
    country: 'US',
    accountNumber: '000123456789',
    routingNumber: '110000000',
    account_holder_name: "John Doe",
    account_holder_type: 'individual',
    }
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  1. create an payout to bank.id created previously with this payload: {
    currency: 'USD',
    destination: bankId,
    amount: amount * 100,}
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on creating payout I get the error from above

faint wadi
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That's expected, funds cannot be paid out to a Customer bank account. Payouts can only be made to your bank account that is associated with your Stripe account.

final crescent
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Hm

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Then how am I supposed to payout my application merchant's revenue?

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To his bank account

faint wadi
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That's what Stripe Connect is for.

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Your Platform will create a Stripe account for each of your merchants, and then you'll transfer funds to those Stripe account balances.

final crescent
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Okay, so being that said

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1 step remains as it is

slender whale
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So far so good though you may also want to check in to using Express connect accounts. Custom connect accounts take a lot more development resources. Because they don't come with things like a Dashboard, you would/will need to build out all of the Dashboard functionality yourself

final crescent
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is that right?

slender whale
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Not sure if you are including it in step 2, but you also need to onboard the connected account

final crescent
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By step 2 I mean an ui form where user includes all his banking data: routing number, currency, account number, street, name, address and country

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I know that Express type is responsible for onboarding the user using stripe web page

slender whale
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You need to collect more info than just the bank account routing number to enable an account for payouts

final crescent
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And can I do it only using the strip onboarding?

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Is there a "custom" option?

slender whale
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You can do it with either, just suggesting it because it takes a lot of work off your hands. You can definitely do your own custom onboarding process. Let me check if we have a doc more tailored to that

final crescent
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Okay, let say I move on with Express account type

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Here in the onboarding there is fields such as Legal business name **Doing business as ** BUsiness website

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My regular user may not rule a business or legal entity

slender whale
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And thus won't require things that people don't typically have

final crescent
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Thank you, you are right

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but here is only United State country to select

image.png
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What if I am from European/Asian country

slender whale
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Those are also possible. I am trying to remember what restricts that selection like that. Looking for that and will get back to you

final crescent
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Okay

slender whale
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Can you send me the code for how you are created that accounts? Could be helpful for me to see the settings here

slender whale
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If you enable those countries there, they should show up in your dropdown