melarts | Stripe Developers | Page 1

fluid ibexBOT Jan 12, 2023, 4:46 PM

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lusty scroll Jan 12, 2023, 4:54 PM

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I'm not entirely sure I understand the question. All the fields are included in our API docs, so is your question pointed in a different direction?

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https://stripe.com/docs/api/charges/object?event_types-payment_intent.payment_failed#charge_object-payment_method_details-bancontact

thorn tiger Jan 12, 2023, 5:28 PM

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yes but I'm not sure is it considered as a card payment or a special bancontact payment

lusty scroll Jan 12, 2023, 5:32 PM

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The hash I pointed you to is payment_method_details.bancontact so if that exists, then it is a Bancontact payment

thorn tiger Jan 12, 2023, 5:42 PM

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Yes but I was wondering if this "bancontact" only applies when paying with Bancontact but with Payment Element https://stripe.com/docs/payments/payment-element

lusty scroll Jan 12, 2023, 5:50 PM

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I don't understand the question. Can you rephrase?

thorn tiger Jan 12, 2023, 6:02 PM

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I want to know if the information will be stored differently if I set up a payment intent and collect the payment via a Stripe Terminal with a Bancontact card AND if I pay with Bancontact with a Payment Element

lusty scroll Jan 12, 2023, 6:11 PM

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Ahhhhhh, okay. That makes sense. So you can check to see if a payment was made via a card-present method (e.g. chip, mag strip, or tap) via payment_method_details.card_present: https://stripe.com/docs/api/charges/object?event_types-payment_intent.payment_failed#charge_object-payment_method_details-card_present

thorn tiger Jan 12, 2023, 6:34 PM

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but will this give me the information if the card is bancontact ?

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I don't have a bancontact card to test unfortunately

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this is why I have concern, I need to know because if the card is bancontact then my need is to change the fees we are applying compare to other types of credit card

green mortar Jan 12, 2023, 6:38 PM

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Hello! I'm taking over and catching up...

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You can look at the type on a Payment Method, which will be bancontact if it's a Bancontact card: https://stripe.com/docs/api/payment_methods/object#payment_method_object-type

slender raptor Jan 13, 2023, 9:23 AM

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@thorn tiger how can I help?

thorn tiger Jan 13, 2023, 9:30 AM

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Hello following the last reply I still have concern because the information I get in my charge when I pay with a « regular » card with the Stripe Terminal is type "card_present"

I wanted to know if I will change for « Bancontact » to « card_present » ? Because in the same link https://stripe.com/docs/api/payment_methods/object#payment_method_object-type it is written :

card_presentStripe Terminal is used to collect in-person card payments.

Stripe API reference – The PaymentMethod object – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

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"payment_method_details": {
                        "card_present": {
                            "amount_authorized": 5000,
                            "brand": "visa",
                            "capture_before": 1673713283,
                            "cardholder_name": "CARDHOLDER/VISA",
                            "country": "US",
                            "emv_auth_data": "8A023030",
                            "exp_month": 3,
                            "exp_year": 2023,
                            "fingerprint": "pUORA2oJp6dj64Ig",
                            "funding": "credit",
                            "generated_card": null,
                            "incremental_authorization_supported": false,
                            "last4": "9969",
                            "network": "visa",
                            "offline": {
                                "stored_at": null
                            },
                            "overcapture_supported": false,
                            "read_method": "contactless_emv",
                            "receipt": {
                                "account_type": "credit",
                                "application_cryptogram": "EC0E7EF0B29623B0",
                                "application_preferred_name": "Stripe Credit",
                                "authorization_code": null,
                                "authorization_response_code": "3030",
                                "cardholder_verification_method": "signature",
                                "dedicated_file_name": "A000000003101001",
                                "terminal_verification_results": "0000000000",
                                "transaction_status_information": "0000"
                            }
                        },
                        "type": "card_present"
                    }

slender raptor Jan 13, 2023, 9:32 AM

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What is a Bancontact card? Not even sure if we suppose those

thorn tiger Jan 13, 2023, 9:34 AM

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It is supported following the documentation https://stripe.com/docs/api/payment_methods/object#payment_method_object-type

Stripe API reference – The PaymentMethod object – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

slender raptor Jan 13, 2023, 9:35 AM

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That's for the banking method: https://stripe.com/docs/payments/bancontact

Bancontact payments

Learn about Bancontact, a common payment method in Belgium.

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Not associated to any in-person payment. AFAIK, any in-person card payment regardless of card brand/type will be type: 'card_present'

thorn tiger Jan 13, 2023, 9:44 AM

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Ok so I don't have any way to know if the card of the person use in the terminal is a bancontact's one?

slender raptor Jan 13, 2023, 9:53 AM

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There may be a field in the payment_method_details.card_present hash that denotes its a Bancontact card. But I'm not sure of that, and can't find any docs that indicate that that is true

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You could test this in live mode (collecting the payment method) with a Bancontact card if you have one, without actually processing/capturing the payment

thorn tiger Jan 13, 2023, 9:56 AM

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The problem is that unfortunately I don't own a Bancontact card and can't have one currently, thus my question 😢

slender raptor Jan 13, 2023, 10:08 AM

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Ok, I found this: https://stripe.com/docs/terminal/payments/regional?integration-country=BE#bancontact-payments

Regional considerations

Learn about regional considerations for integrating Terminal in different countries.

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Which seems to suggest that card_present.network would be bancontact

thorn tiger Jan 13, 2023, 10:29 AM

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https://stripe.com/docs/api/charges/object?event_types-payment_intent.payment_failed#charge_object-payment_method_details-card_present-read_method

Stripe API reference – The charge object – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

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in the documentation bancontact is not listed but maybe the documentation is not up to date ?

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https://stripe.com/docs/api/charges/object?event_types-payment_intent.payment_failed#charge_object-payment_method_details-card_present-network

Stripe API reference – The charge object – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

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first link is wrong link sorry

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Identifies which network this charge was processed on. Can be amex, cartes_bancaires, diners, discover, interac, jcb, mastercard, unionpay, visa, or unknown.

worldly garden Jan 13, 2023, 10:32 AM

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yeah I'm not sure unfortunately, it's possible the docstring is wrong, or maybe we would just return unknown or the cobrand(Visa or Mastercard).

#melarts