#Durrell
viral lance
worthy folio
Hello
I'm a bit confused
Stripe doesn't decline Issuing authorizations
Do you mean if the balance is insufficient?
Or like if the spending controls don't allow?
Or, are you talking about if the actual authorization attempt gets declined by the third-party that you/your user are attempting to pay?
serene hornet
What if the user's Stripe account has insufficient funds, or the card is not active, or the spending controls do not allow the authorization? We wouldn't get a webhook right?
worthy folio
Correct, then the API request fails.
serene hornet
...in other words we wouldn't get to step 2?
serene hornet
Is there any way we can know about such failed attempts to use the card? We would like to provide our users with some sort of explanation as to why the card did not work.
worthy folio
Yeah I understand. You don't have an example of an authorization that was declined do you? Nor have you tested this? I'm still checking.... I thought there was some way that we did notify you about these declines....
serene hornet
I don't have an example. We haven't tested this. It would be great if there was a way to know about the declines. We can know about our own declines, but I'm wondering about how we would know about your declines.
worthy folio
Yep yep, okay thanks. I may need to test it real quick.
serene hornet
how would you test it?
worthy folio
Attempt to charge your cardholder without sufficient issuing funds in the balance
serene hornet
and then I would expect some sort of webhook?
worthy folio
Yes I think so. But I agree I'm not seeing this stated anywhere which is surprising. But I thought we did fire something in this case
serene hornet
If you could test to double check for me that would be greatly apprecieated.
worthy folio
Yep give me a moment
Okay so will see a issuing_authorization.created event in this case and it will have insufficient_funds as the request_history.reason: https://stripe.com/docs/api/issuing/authorizations/object#issuing_authorization_object-request_history-reason
serene hornet
awesome. thank you!