AlexElba

[loud saddle]

Hi there, yes you can integrate Stripe.js in your website to create a bank account token and send to your backend to create a external_account.

https://stripe.com/docs/js/tokens_sources/create_token?type=bank_account

[rotund swift]

can I use that account to payout ?

[loud saddle]

Yes, an external_account is for payout.

[rotund swift]

this what I need to do please let me know if my steps are correct. We are adding payment to the client crm invoicing parts. 1) Create a page to add bank account information using the link above 2) On invoice page create a payment intent with bank_account_id and platform charge 1%.

how would I add the fee so it will go to our account and rest will go to client account?

[loud saddle]

So you want to charge an application_fee. What integration are you using to accept a payment from customer? Are you using checkout sessions?

[rotund swift]

right now I am in beginning of integration

so I don't use anything

so would should be my steps to achieve this?

checkout session looks like will create a link which will redirect into the stripe website?

[loud saddle]

You can specify a application_fee when creating a PaymentIntent.
Here's how you do it with Direct Charge (https://stripe.com/docs/connect/direct-charges#collecting-fees), or Destination Charge (https://stripe.com/docs/connect/destination-charges#application-fee)

[rotund swift]

is there way to control payout on connected accounts?

like hold money X days before payout?

[loud saddle]

Yes. you can specify a delay_days to hold the funds for several days before payout https://stripe.com/docs/api/accounts/update?lang=php#update_account-settings-payouts-schedule-delay_days

[rotund swift]

thanks