putte | Stripe Developers | Page 1

tawdry stormBOT Dec 30, 2022, 12:20 AM

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junior atlas Dec 30, 2022, 12:23 AM

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Hi, can you add more details here? What Connect are you using?

tulip kindle Dec 30, 2022, 12:24 AM

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Yeah sure. The idea is for the users of my platform to create groups for various purposes. The group members will be charged a monthly fixed cost through the Subscription API, requiring the users to have a paymentMethod registrered prior to joining the group. I want the group leader to be able to recieve this funding, which is also a customer at the platform

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I am reading through the documentation and I am completely lost. I thought of using Connect by creating a customer object, on top of the customer object, in order to make transfers to these users. But it states in the documentation that it is only applicable for users in the US. So what are my alternatives for a user in Sweden?

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I want to be able to send this money on a monthly basis to the group leaders. Perhaps through the card details stored in the paymentMethod id that I store in a database

junior atlas Dec 30, 2022, 12:30 AM

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I see. In this case, I think what you're looking for is using Connect with charges and transfers: https://stripe.com/docs/connect/charges-transfers. You would act as the Platform. Then, you'd have Connected accounts that act as the 'group leaders'. EU platforms can send funds to SEPA countries so as long as these group owners are in SEPA countries, this flow should work.

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You won't be able to send funds to customers' stored Payment Methods. Instead, the you'd transfer funds to the Connected accounts/ 'group leaders' who will be paid out, https://stripe.com/docs/connect/add-and-pay-out-guide at a set cadence.

tulip kindle Dec 30, 2022, 12:33 AM

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So I guess the end-user have to provide with full bank account and not only card details then?

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In order for the transfer to work?

junior atlas Dec 30, 2022, 12:35 AM

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In this case, the end-user would be the customers who are paying for these Subscriptions (They provide Payment Methods details to pay these subscriptions). Once they pay, you as the Platform transfer funds to the Connected accounts/ group leaders (They will have to provide bank details so these payouts can be sent to their banks).

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I'd highly recommend that you test this flow in a developer environment to better understand how it all works. I know these can be a bit confusing so plating around it will help.

tulip kindle Dec 30, 2022, 12:37 AM

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Absolutely, I wont push this to production unless I'm 100% sure that it works as intended. This is the only step that I have struggled with so far

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But I think I know what needs to be done then, thanks for the support!

junior atlas Dec 30, 2022, 12:38 AM

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We have some test Payout account details to play with here: https://stripe.com/docs/connect/testing#account-numbers and here is more information on how to create test accounts: https://stripe.com/docs/connect/testing#creating-accounts

tulip kindle Dec 30, 2022, 12:38 AM

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Do you recommend using Stripe.js to collect this data?

junior atlas Dec 30, 2022, 12:38 AM

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Happy to help!

tulip kindle Dec 30, 2022, 12:38 AM

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In the front end so to say

junior atlas Dec 30, 2022, 12:39 AM

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Yes! It makes your life as a developer much easier and a secure way of handling payment information.

tulip kindle Dec 30, 2022, 12:40 AM

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Great, I'll make sure to implement it then! Thank you very much!

#putte