itecol

[twilit trellis]

Hi there 👋 there isn't a way to ensure fund availability on cards without beginning to process a payment.

The feature we have, that I believe best aligns with what you're trying to build, is our Separate Authorization and Capture flow:
https://stripe.com/docs/payments/place-a-hold-on-a-payment-method

With this process, you split the payment into two steps. The first step is the authorization, where you get approval from the issuer that the transaction is permitted and can be made. Then later (within a 7-day period), you can make a request to "capture" the payment, which actually triggers the execution of the payment that was previously authorized.