#Aggressive_Pickle
wet rapids
dapper marten
Do you mean the ACH Direct Debit payment flow?
whole kettle
Yes exactly
I'm familiar with the documentation but it's unclear how this works in a live environment. Looking at this https://stripe.com/docs/payments/intents#intent-statuses, it mentions that we can get a status of processing and in some cases, it can take a few days for payment intent to succeed. I'm wondering if that only applies to manual verification with micro deposits
dapper marten
Yes that does apply and we mention it here as well: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=checkout#fulfill-your-orders
Because ACH Direct Debit is a delayed notification payment method, you must also complete the handle delayed notification payment methods step of the guide.
whole kettle
Okay, does delayed notification also apply to instant-only verification? https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=checkout#instant-only-verification
dapper marten
Yes. The type of verification is just used to determine whether the bank account is a valid payment method. It does not impact the settlement time for ACH payments
whole kettle
Awesome, thanks so much Snufkin. On another note, what about credit cards? Should we ever expect a "processing"/delayed notification for credit card payments?
dapper marten
Credit cards are synchronous for the most part. You shouldn't expect a delayed notification for CC payments.
whole kettle
Thanks again Snufkin!