#N0xB0DY
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Hi 👋 that sounds like something that can be accomplished, but you'll need to build the logic that handles the math that you want to use for splitting those. The full amount of the payment is provided to you (the Platform) and you then decide how much to transfer to your Connected accounts to compensate them for their part of the process.
I can do the math, but the problem is that Stripe Fees can't be calculated. We can assume that stripe fees won't go more than 6%, but still not accurate.
According to the process, stripe first gets their fees, which can be 3.5% and additional fees may apply for global credits, or currency convert, etc.
With Separate Charges and Transfers, the Transfers are created after the payment. So when it comes time to create the Transfers you will know what the Stripe fee for the payment is at that point, unless I'm mistaken.
So first, the payment must fullfil, then the amount can be divided
Because when I look at it here in docs, It creates the transfer with the payment intent.
Those are separate requests though. First the Payment Intent is created and processed, then the Transfers are created. If you need to add logic between those two pieces, then you can.
I see, two more questions. Will be there any extra fees on the transfer?
and I can use this on standard accounts, right? because the docs recommend express or custom
I'm not entirely certain what the fee structure for this flow is, and whether there are any differences specific to your account. For the fee topic I would recommend you reach out to our Support team who are more familiar with that subject matter:
https://support.stripe.com/?contact=true
This flow is recommended to be used with Express and Custom accounts because those are the account types it was designed to work with. I strongly recommend that you don't use it with Standard accounts as that tends to lead to weird edge-cases.
Find help and support for Stripe. Our support center provides answers on all types of situations, including account information, charges and refunds, and subscriptions information. Get your questions answered and find international support for Stripe.
Thanks. The issue is the platform is already on, and the connected accounts are standard accounts. So I want to make sure if there is any critical problem.
One of the big problems with combining Separate Charges and Transfers with Standard accounts is that doing so means you (the Platform) are liable for Stripe fees, refunds, and chargebacks, and since you're working with Standard accounts your Platform doesn't have the authority to move funds out of those accounts. Leaving you potentially liable for costs that you may not be able to recover from your Connected Accounts.