#stevent-connect-questions
quick field
gentle gale
So I'd like to pay money to my users, using Stripe connect. Right now I'm using Express accounts.
I've created some Accounts with type express
Should I be using the Transfer API to send them funds? Or should I be using the Payout API to send funds directly to their bank account?
The Payouts object mentions Connected accounts.
But the Transfers object is under the Connect tab in the docs.
gentle gale
I checked that guide out, but found it is tailored for Stripe::Checkout.
For additional context, I'm topping up my stripe account from my bank to perform these payouts
So I found this guide instead: https://stripe.com/docs/connect/add-and-pay-out-guide?integration=with-code#with-code-pay-out-to-user
knotty grail
sure that guide works
Mostly a Transfer moves money from your platform account's balance to the connected account's balance inside of Stripe. A Payout moves money from a Stripe account's balance to their "external account" like their own bank account
so you first transfer $100 and then the next day we (Stripe) will automatically pay them out
gentle gale
Got it! I noticed that the Stripe pricing says $0.25 per payout. How can I make sure that the connected account can't change their payout schedule?
knotty grail
you control the payout schedule for Express accounts
gentle gale
Ohhhh I thought they could change it on the express dashboard
my bad
Thank you!
And just one last question
These payout fees ($0.25 per payout + 0.25% per payout + $2 per active account per month) all get charged to MY main stripe account the following billing period? Not taken out of the connected accounts' funds?
knotty grail
yes