BrOllie | Stripe Developers | Page 1

covert latchBOT Nov 15, 2022, 9:10 PM

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marsh yew Nov 15, 2022, 9:19 PM

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So, you should get a synchronous response from the request to debit one of your connected accounts, but you may want to check the balance first

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If the account ends up going negative, Stripe may try to recover that from their bank account, but ultimately the platform will be responsible for the balance.

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Taking a step back, instead of debiting and transferring to another account, you likely should create separate transfer after payment in the first place:
https://stripe.com/docs/connect/charges-transfers

Creating separate charges and transfers

With Connect, you can make charges on your platform account on behalf of connected accounts, perform transfers separately, and retain funds in the process.

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This would allow you to send the necessary amount to the appropriate account(s) without the need for debits

blissful kayak Nov 15, 2022, 9:24 PM

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That makes sense. Yeah in this case we just need to ensure the refund gets routed to the correct person.

I do get the synchronous response from a debit. But if the funds are not there, then I get an error on transfer and have to wait for them to become available before I can trigger the transfer to the correct account. That's where I'm stuck. The main thing for me is that I don't take funds from any other transactions.

I could keep retrying the transfer daily until it works which would be an option. But i wondered if there was a way to see if the debit was fully funded or not?

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FWIW, we take a platform fee (e.g. $10) which does not get refunded so when we request a refund we use a debit because it'll be more than the original transfer on the charge (e.g. original transfer $40 + $10 platform fee = $50) which is why we don't just return the transfer. Otherwise we as the platform would be out of pocket.

#BrOllie