Ghiellie

[vernal path]

👋 Thanks for reaching out

Use Case1:
Simply I think you could refer to Stripe Connect Product:
https://stripe.com/docs/connect

You can start with this. Then according to the Connect Account Type that you'll be using (https://stripe.com/docs/connect/accounts) Stripe provides several verification process. And Choose the Charge type: https://stripe.com/docs/connect/charges

Use Case 2:

the relevant amount will be recorded in ‘Application Credits’
of what platform? are you modelling this in your integration?