johnm-balance-sourcetype | Stripe Developers | Page 1

red beaconBOT Nov 1, 2022, 3:44 PM

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wispy valley Nov 1, 2022, 3:44 PM

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johnm-balance-sourcetype

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@vocal hemlock first off how do you handle ACH payments? Are you using the legacy Charge API or PaymentIntent + us_bank_account PaymentMethod?

vocal hemlock Nov 1, 2022, 3:46 PM

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we are using the legacy charge api for ach

wispy valley Nov 1, 2022, 3:46 PM

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okay so yes in that case you have 2 separate sub-balances and https://stripe.com/docs/api/balance/balance_object is where you'll find all the information about each

vocal hemlock Nov 1, 2022, 3:47 PM

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At the time I wrote this, the paymentIntent did not support us_bank_account.

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IF I were to change and start using the paymentIntent for ach, would that change where the balance is stored ?

wispy valley Nov 1, 2022, 3:53 PM

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yes, the newer integration can mix the card and ACH funds together so you'd have just one balance

vocal hemlock Nov 1, 2022, 4:01 PM

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Perfect !!. Thanks. This has been very confusing.

wispy valley Nov 1, 2022, 4:02 PM

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yeah, we're always wanted to "mix" the balances but it was impossible for compliance reasons for many years. When we rebuilt that part of the API we were able to change some of the requirements which makes this a lot easier now

vocal hemlock Nov 1, 2022, 4:14 PM

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now, got another question related to that. We transfer these payments to connected accounts. The transfer requires I give a source type. Will I still need to provide a source type once I get everything converted over to use a payment intent versus traditional charge api ?

wispy valley Nov 1, 2022, 4:15 PM

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not for new payments, so once you have fully migrated and all the existing balance is the card balance you won't need this anymore

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