johnroberts | Stripe Developers | Page 1

tiny breachBOT Oct 31, 2022, 7:55 PM

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brittle plank Oct 31, 2022, 7:58 PM

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Hi there! In this case, you can choose 'charge_automatically' for the collection_method and pass along the customer ID. This is assuming the US bank account that was previously collected was set as this customer's default payment method for invoices - https://stripe.com/docs/api/customers/object#customer_object-invoice_settings

dapper cypress Oct 31, 2022, 7:59 PM

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Thanks! If I do that, will the invoice be paid by a pull from the customer bank without the customer initiating it?

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I was using 'send_invoice' as the collection method

brittle plank Oct 31, 2022, 8:02 PM

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It should, yes

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I think it's ultimately up to you if you'd like to give the customer the option to use a different bank account for that second invoice

dapper cypress Oct 31, 2022, 8:04 PM

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Thanks. The behavior we want is to send an email for them to use to pay in each case, is that what would happen if we use charge_automatically? The example is a bar paying for a band booking at the end of the gig.

brittle plank Oct 31, 2022, 8:05 PM

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Ah got it. No, using charge_automatically will not send an email for them to pay

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It sounds like send_invoice is what you want in this case. However, it's not possible to pull in the customer's prior payment details.

dapper cypress Oct 31, 2022, 8:07 PM

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We're replacing bar manager giving a paper check payment to band guy with an email to be paid by ACH

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So the customer will go through the same bank connect process again? Is that instantaneous or does it take microdeposit verification?

brittle plank Oct 31, 2022, 8:13 PM

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Yes, the customer would go through the same connection process again.

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This process should use Financial Connections if supported by the customer's bank: https://stripe.com/docs/invoicing/ach-debit#complete-payment

dapper cypress Oct 31, 2022, 8:15 PM

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Ok, I will read up on that. Thanks for your help roadrunner! Any other recommended approach for what we are trying to do?

brittle plank Oct 31, 2022, 8:36 PM

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I think the tricky part is that your team would like to send invoices to customers every time (instead of automatically paying those invoices using a previously-used bank account)

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For a future optimization, your team can look into asking customers to "opt in" to using previously-saved bank accounts for future invoice payments instead of sending them an invoice every time.

#johnroberts