#chunyu
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i want to use instant verification sir
You can refer to the doc here for instant verification with PaymentIntent API here: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API#instant-only-verification
No problem! Happy to help ๐
if instant verification fails, the PaymentIntent is returned with a status of requires_payment_method, indicating a failure to instantly verify a bank account for your customer.
how can i get an account for testing verification success?
You can refer to the test account in test mode here: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API#test-integration
yes i want to know how to make the test success
There are successful test accounts and microdeposits to use here: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API#test-integration
Customer ID should be created by your server: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API#web-create-customer
ok i get it. firstly create a customer,and then test the instant verification?right
After you create the customer (or you can re-use if it's an existing customer), then you set the customer ID in the PaymentIntent creation request
Yes! I'd recommend following the doc here step by step: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API
yes,i re-use an existing customer, and when i created the request with instant verification, i received "requires_payment_method"
Yes! At this point, you only create a PaymentIntent and no ACH payment information is collected. That's why the status remain as requires_payment_method. You should then collect the ACH payment details at the frontend from the step 4 here in the doc: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API#web-collect-details
Then you can fill in the test account information at your frontend
No problem! Happy to help ๐