#rozig - save for off session payments
flat stag
blissful dirge
Hey there -- this is managed for you when you saved the card and mark it for future off_session usage, either with a Setup Intent when not collecting an initial payment: https://stripe.com/docs/payments/save-and-reuse
Are with setup_future_usage when saving during a payment: https://stripe.com/docs/payments/save-during-payment?platform=web#web-create-payment-intent
thorny solstice
Hey @blissful dirge , thanks for the reply. Just want to be super clear, as long as I am sending usage as off_session is it handled automatically?
The reason I am asking is I contacted with the technical support through chat and email, but they all answered it differently and my conversation didn't get resolved. I'm little confused right now, so I just wanted to make everything clear that I'm doing everything right
blissful dirge
You indicate during setup how you intend to use the card in future
then when you charge it later you mark that specific payment as off_session=true:
https://stripe.com/docs/payments/save-and-reuse?platform=web#charge-saved-payment-method
thorny solstice
Got it, so I don't need to worry about these articles about collecting mandate from customer to mark our transactions Merchant-Initiated Transactions?
https://support.stripe.com/questions/strong-customer-authentication-(sca)-exemptions-for-recurring-charges-with-stripe-billing
https://support.stripe.com/questions/merchant-initiated-transactions-(mits)-when-to-categorize-a-transaction-as-mit
The ultimate goal is to prompt 3DS verification as less as possible to the customers. Even for this, as long as we are handling the usage session correctly, our transactions will be market as MIT, and therefore customers will be prompted with 3DS as less as possible. Is that correct?
blissful dirge
Yes that's right. And its good you already seem to be aware it can still happen in future, the bank might require re-auth at their discretion, so you need to have a recovery flow in place to get your customer on session to complete the payment.
thorny solstice
Perfect! Thank you so much @blissful dirge . It is very simple then