#alcapone87-connect-charge-types

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vapid jungle
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Hello ๐Ÿ‘‹
Can you provide a bit more information about your use-case? Why do you think separate charges and transfers make sense to your vs direct or destination charges?

daring ridge
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I want to achieve that result:

  • The user book a hotel (paying total + commission 15%)
  • My site receive the booking confirmation
  • 24h after the booking I pay the hotel (money has to get directly from the user who pays and not from my balance)
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now I'm using Stripe Connect Express with Destination Charges but it doesn't seem to be working correctly and also is taken the amount from my balance

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do you think that something like that is going to work ?

vapid jungle
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Gotcha. So if you want to control the timing of the transfer then yes, you'd want to use separate charges and transfers flow for this

daring ridge
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can be the flow automate? I mean it would be nice to have it go when 24h after the booking date.

vapid jungle
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I don't think you can schedule a transfer out of the box with Transfers API unfortunately. You'd likely want to configure your server-side logic to trigger a transfer by calling the API once 24 hours have passed
https://stripe.com/docs/api/transfers/create

daring ridge
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the WordPress theme should have something set for it I suppose.

vapid jungle
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Not sure unfortunately since WordPress plugin is a third-party implementation ๐Ÿ˜ฆ

daring ridge
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another question can I pay the final customer with the payment money (credit charge) and not with my balance?

vapid jungle
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another question can I pay the final customer with the payment money (credit charge) and not with my balance?
What do you mean by final customer?

daring ridge
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traveler is paying me to book the hotel. So me paying the hotel without touch my "merchant account balance"

vapid jungle
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ah okay, I don't think its possible. thinking if there are any alternatives.

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yeah pretty sure its not possible

daring ridge
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mhh are you sure about it?

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but if I can delay the payments to the hotel. I still have to pay from my balance?

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There is a way to not do a transfer until funds settle?

gloomy gazelle
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you can do a Transfer with source_transaction

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but the funds still go through your account's balance. They are pending but still

daring ridge
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so there is no way to avoid it

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so I will pay and then I'll wait the funds to be settle in my account?

gloomy gazelle
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I don't understand what that sentence means. What does "so I will pay" mean? Pay who? Pay how?

daring ridge
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ah sorry, I dont know if you are able to see all conversations. I have a website similar to Airbnb. Traveler pay me + a commission then I pay the hotel

gloomy gazelle
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I did read this but unfortunately this is still really vague

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you say "so I will pay" and it's unclear what that sentence could mean

daring ridge
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yes u are right. I mean if I have to pay the hotel I'm paying in advanced using my balance funds and then I will wait that the Credit Card charge did from the Travel will set in my balance?

gloomy gazelle
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no

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I explained how to do this already maybe that's the part I wasn't clear on

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If you have a Charge ch_123 in your account, and the funds are pending, you can create a Transfer with source_transaction: 'ch_123'

daring ridge
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ahhh yes now make sense ๐Ÿ™‚ my fault

gloomy gazelle
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all good, I wasn't sure which part you were unclear on

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so now the funds flow through your account but you don't have to "float" the money, it will be sent to the connected account when the funds settle and you can keep a portion for yourself

daring ridge
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Ill share with you an immage that maybe is more clear

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that I want to achieve

gloomy gazelle
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yep the doc I shared above is exactly what you want

daring ridge
gloomy gazelle
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you should be all set already with that doc

daring ridge
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ok perfect thanks for your help!