StasBozhko | Stripe Developers | Page 1

rapid berryBOT Oct 20, 2022, 2:35 PM

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thorny pendant Oct 20, 2022, 2:37 PM

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Hi it's because the payment is off-session and authentication is required. See this section in our docs: https://stripe.com/docs/declines#off-session-declines

Understanding declines and failed payments

Learn why some payments fail and what you can do to decrease your decline rate.

faint cobalt Oct 20, 2022, 2:39 PM

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But I'm using off_session: true, so it should work, no?

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the payment method was authentificated during setupIntent session.

thorny pendant Oct 20, 2022, 2:40 PM

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Yes but with that test card, each payment requires 3ds

faint cobalt Oct 20, 2022, 2:41 PM

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ok, so there are some cards that requires 3DS each time when I try to charge it. In other words, in such cases I'm not able to charge the card off session, is that correct?

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Even if I saved setupIntet with succes on 3DS

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and there is no workaround how to charge such cards off_session, right?

thorny pendant Oct 20, 2022, 2:48 PM

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Correct. With real cards, a bank could still require 3ds for future transactions even if you set it up for future usage. It's rare, but it happens

faint cobalt Oct 20, 2022, 2:49 PM

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Thanks a lot!

#StasBozhko