jahanzaib

[dreamy copper]

Hi! Can you share the request ID (req_xxx)? Here's how you can find it: https://support.stripe.com/questions/finding-the-id-for-an-api-request

[lusty nimbus]

req_EANtDTPXNpHL08

its under Easefix Project

acct_1Lu9lQDI33TeiIno (this is the connected account id)

[dreamy copper]

OK, so you are making a API call on behalf of a connected account, but the request is missing the Stripe-Account header

[lusty nimbus]

how to set header in api call ? do i have to pass another param ?

const payout = await stripe.payouts.create({
amount: parseInt(data.amount * 100),
currency: data.currency,
destination: data.destination
});

this is my object

do i have to add another key in this object

?

[dreamy copper]

https://stripe.com/docs/connect/authentication

So your code should be something like

const payout = await stripe.payouts.create({
            amount: parseInt(data.amount * 100),
            currency: data.currency,
            destination: data.destination
        },{
stripeAccount: '{{CONNECTED_STRIPE_ACCOUNT_ID}}'
});```

[lusty nimbus]

just gimme a minute let me try that

can i also pass sourceTransaction in that ?? because its giving me insufficient balance error in test mode

[dreamy copper]

sure, you can do that, make the to pass a resource ID that was created in the connected account.

[lusty nimbus]

const payout = await stripe.payouts.create({
amount: parseInt(data.amount * 100),
currency: data.currency,
destination: data.destination,
source_transaction : data.sourceTransaction
}, {
stripeAccount: data.connectedAccountId
});

is this fine ?? beacause in documention there was no source transaction param was defined

[dreamy copper]

Ah, sorry there's no source_transaction for payout, source_transaction is a param for transfer

You can transfer some funds from platform to the connected account, and call the payout API again

[lusty nimbus]

ok, my case is when a user completes a certain job i want to transfer money to merchant's external bank account at that instance....before i was creating a transfer when job ends and stripe took 7 days to create a payout

so thats why i am creating a payout manually when the job ends...do i have to make transfer also ?

[dreamy copper]

You described your problem clearly.

The first few payout usually take a longer time, and the payout speed also varies depending on the connected account's country. In addition, manual payout won't speed up the payout.

[lusty nimbus]

its based in UK

[dreamy copper]

Or are you talking about instant payout? https://stripe.com/docs/payouts/instant-payouts

[lusty nimbus]

i just have to pass method in the object? that will do it ?

const payout = await stripe.payouts.create({
amount: parseInt(data.amount * 100),
currency: data.currency,
destination: data.destination,
method: 'instant'
}, {
stripeAccount: data.connectedAccountId
});

like this ?

[dreamy copper]

Yes. Just note that instant payout is not available to new accounts.

[lusty nimbus]

if my bank account supports instant payout....so when i create a transfer to my connected account stripe will automaticaly create a instant payout for me or do i have to create a transfer and payout both manually ??

[dreamy copper]

No, transfers and payouts are two different APIs, calling transfers API won't trigger payouts

[lusty nimbus]

yes they are two different apis....but before when i was just creating a transfer to connected account...and stripe used to automatically created a payout for that transfer in my bank account

[dreamy copper]

That means you were on auto payout previously, in which Stripe would automatically creates payouts and send funds to external accounts

[lusty nimbus]

do i have to contact stripe to enable an instant payout for my account ?

can stripe support auto instant payout ?

[dreamy copper]

https://dashboard.stripe.com/payouts/instant_payouts_eligibility you can visit this page to check whether your account is eligible for instant payout

What do you mean by auto instant payout?

[lusty nimbus]

that when i create a transfer stripe automatically create a instant payout for that transfer (not 7 days)

and i dont have to create a payout manually

[autumn remnant]

That's not an instant payout, but instead opting in to an automated payout schedule: https://stripe.com/docs/connect/manage-payout-schedule

[lusty nimbus]

from where i can change the payout schedule ?

in stripe dashboard

[autumn remnant]

Is this for your account, or a connected account?

[autumn remnant]

Judging by the API call you shared here, standard connected accounts?

[lusty nimbus]

yes

[autumn remnant]

This is explained here: https://stripe.com/docs/connect/dashboard/managing-individual-accounts#updating-accounts

[lusty nimbus]

let userData = {
country: 'GB',
type: 'custom',
requested_capabilities: ['card_payments', 'transfers'],
business_type: 'individual',
email: req.spData.email,
individual: {
first_name: req.spData.firstName,
last_name: req.spData.lastName,
email: req.spData.email,
phone: req.spData.phonePreFix + req.spData.phoneNumber,
dob: {
day: dob.format('D'),
month: dob.format('M'),
year: dob.format('YYYY'),
},
address: {

            line1: req.body.primaryAddress,
            line2: req.body.primaryAddress,
            city: req.body.city || '',
            postal_code: req.body.postalCode || '',
            state: req.body.state || '',
            country: 'GB',
        },

    },
    tos_acceptance: {
        date: dateTime,
        ip: clientIp
    },
    business_profile: {
        mcc: '7392',
        name: req.spData.firstName + ' ' + req.spData.lastName,
        product_description: 'home services',
        support_phone: '[phone]',
        url: 'easefix.com',
    }
};

let newConnectedAccount = await createConnectedAccountOnStripe(userData, 3);

thats how i am creating a connected account

[autumn remnant]

Ah, custom accounts. You'll need to update their payout schedule via the API: https://stripe.com/docs/api/accounts/update#update_account-settings-payouts-schedule

Not sure if its possible via the Dashboard, you'd need to check the via the steps at the URL I shared earlier

[lusty nimbus]

payout_schedule: {
interval: ‘daily,
},

if i add this in the above object

my payout will be paid off in a day (not 7 days)

?

[autumn remnant]

There'd be daily payouts generated yes

[lusty nimbus]

and will transfer money in my bank account in a day also ?

[autumn remnant]

Payout speeds depends on the country: https://stripe.com/docs/payouts#payout-speed

[lusty nimbus]

my account is based in UK, so it means i can receive funds in max 3 days ?

[autumn remnant]

Yes

If you're using a UK bank account, then you likely qualify for instant payouts if you need them faster

[lusty nimbus]

ok thanks for your help...Appreciate it!!