#pinho
1 messages · Page 1 of 1 (latest)
hi! are you talking about the https://stripe.com/docs/payments/bank-transfers product specifically?
Exactly.
I was looking into https://stripe.com/en-pt/pricing/local-payment-methods this page, and saw "SEPA Bank Transfers" and I was wondering how that works, since it usually has a delay of 2/3 days until the transfer is done.
the way it works is the customer is shown some IBAN details that map to your account, they visit their bank/online banking to send funds to that, when the funds arrive we reconcile them to your account and send you a webhook notification : https://stripe.com/docs/payments/bank-transfers/accept-a-payment?platform=web&invoices=without#element-confirm-success
I don't really know how long specifically it takes, it's just a SEPA bank transfer from the customer's bank to ours, I would imagine that takes a couple of days to settle like usual
Ah ok, so it means the funds may take a while to reach the account.