vova

[indigo zodiac]

Based on docs it seems that each field can be pre-filled besides phone's SMS. Also, it seems it's impossible to pre-fill Bank Account / Credit Card info (from documentation I guess that's possible only on Custom accounts)

I read this https://stripe.com/docs/api/accounts/create

[blissful pilot]

hi! I don't think we have an exact list but you can pass most of the stuff in https://stripe.com/docs/api/accounts/create#create_account-individual and also in https://stripe.com/docs/api/accounts/create#create_account-business_profile (it's a good idea to pass mcc so the user is not asked for their industry in the onboarding)

[indigo zodiac]

Take a look on the video https://youtu.be/brSerjsRvZQ What steps from onboarding here could be pre-filled?

[blissful pilot]

you can't pass a bank account no

[indigo zodiac]

Also, what happens after Onboarding is completed? We can force users to update info directly in the app, no need for Onboarding, right? https://stripe.com/docs/api/accounts/update

[blissful pilot]

incorrect. You can't call the Accounts API directly to supply information. You'd redirect the user to the Express Dashboard and they can enter anything they need to there.

[indigo zodiac]

If info for the step in the Onboarding is pre-filled, can we adjust that Onboarding step is skipped?

[blissful pilot]

can you clarify the question?

[indigo zodiac]

Why? I found the link to Accounts API on Express guidance page https://stripe.com/docs/connect/express-accounts

[blissful pilot]

yes, and it talks about setting parameters on creation , not updating.

[indigo zodiac]

why? I can but only on Custom account, right?

[blissful pilot]

why?

because that is the difference between Express and Custom

[indigo zodiac]

nowhere is mentioned that "Update" is not available ........

[blissful pilot]

yep but I'm telling you now, or you would find it from testing.

docs can always be better I agree! but I can help fill in the gaps

[indigo zodiac]

what about this question??

[blissful pilot]

also the docs do kind of mention it('custom only')

[indigo zodiac]

What is the purpose of enabling users to pre-fill info on Express accounts if users then can't update Account from the app?

[blissful pilot]

the purpose is to streamline the initial onboarding.

if you want to whitelabel everything yourself and directly manage the account onboarding and future updates via your own interfaces and apps, that is why Custom exists , but I don't recommend it, and it's a huge amount of work.

[indigo zodiac]

Is Express frictionless for users? (in your opinion)

[blissful pilot]

the purpose of using Express is so you can focus on your business and not have to build code to collect/validate/verify things like bank account numbers and formats for dozens of countries or ID document passport scans that then exist in your server and have to be aware of data privacy concerns and stuff