#Harry_QuickReply
tacit talon
serene orbit
Is there a concrete payment(s) I can look at?
The short answer is 'it depends'. In reality any payment can be subject to 3DS/auth, but depending on your integration there may be optimisations to make to help reduce the likelihood of that
wise estuary
This is the particular payment id - pi_1LnHs1IDzm8ZhV8vzZs8VRTa
is there any doc where I can find all information related to it, on what optimisations we can make to reduce the likelihood, and in what cases its not possible to autocharge without 3DS. At the time or first charge, is there a way to know if this card would support auto charge in future or would always require 3DS (ofcourse based on current configuration of the card)
serene orbit
Ah, you're an Indian merchant. That may complicates things
wise estuary
Yeah, but customer was not Indian
serene orbit
True, in this case. What's curious is the payment was initiated from the Dashboard which should make it exempt from SCA
wise estuary
Yes. If we know beforehand, we can at least let them know whether we can auto-charge or if they have to pay every time manually.
serene orbit
You can't know beforehand whether a payment with require 3DS/auth I'm afraid. You just need to take measures to ensure your integration is optimised to handle those requests
wise estuary
Ok, np. please share the measures we need to take
and beforehand I meant was, after customer made first payment, the ability to know if we will be able to charge in future without 3DS or not
serene orbit
and beforehand I meant was, after customer made first payment, the ability to kn...
Again, there's no certainty to that. You can setup payment methods to optimise the for future off-session payments, sure: https://stripe.com/docs/payments/payment-intents#future-usage
And then subsequent off-session PIs you'd pass off_session: true and we'd optimise them for 3DS. However the banks can still request 3DS
wise estuary
Ok thanks. I believe while creating payment intent (https://stripe.com/docs/api/payment_intents/create ) I need to use off_session: true
serene orbit
Yes, but you're using the Dashboard so that isn't possible
wise estuary
Oh I see. I will try to use API
serene orbit
See this guide: https://stripe.com/docs/payments/save-during-payment
wise estuary
Sorry for bothering, got another query while trying. (https://stripe.com/docs/connect/direct-charges#create-a-charge ) I see it requires CONNECTED_STRIPE_ACCOUNT_ID. not sure what is that
serene orbit
Are you using Connect?
wise estuary
Not sure.
I am trying to use API to create a charge, since without that it wont work
I think we are not using connect
serene orbit
Then ignore that document, and read this: https://stripe.com/docs/payments/save-during-payment
wise estuary
Thanks a lot. it worked