swati | Stripe Developers | Page 1

dawn driftBOT Sep 22, 2022, 10:33 AM

#

abstract pond Sep 22, 2022, 10:34 AM

#

hi! the ID of a connected account you created in test mode.

calm stag Sep 22, 2022, 10:34 AM

#

I pass ba_1LkPH0Cfd2mXs642gcdLvq8u t6his type of ID

abstract pond Sep 22, 2022, 10:35 AM

#

that is not correct

#

the value should be the account ID acct_xxx of a Stripe account you have onboarded. Make sure you've read all the steps of the guide you're following. Generally step 1 is to onboard a Stripe connected account.

calm stag Sep 22, 2022, 10:40 AM

#

If I call https://sandbox.plaid.com/processor/stripe/bank_account_token/create this API then one stripe_bank_account token generated then I call https://api.stripe.com/v1/customers this API call and pass that generated bank account token then new customer created and bank account is verified so which account is this?

abstract pond Sep 22, 2022, 10:41 AM

#

unfortunately you completely misunderstand all this

#

Plaid and the customer object are for pay-ins, charging an end-customer. The Transfers API is for transferring funds from your Stripe account to another Stripe account, for pay outs. They're not related at all.

#

at a higher level, what are you trying to do?

calm stag Sep 22, 2022, 10:43 AM

#

I have one button to withdraw money.when I click on this button then simply I transfer money to my bank account what I do?

abstract pond Sep 22, 2022, 10:45 AM

#

that's not possible. You need to use our Connect product to onboard a Stripe account for the person you're sending money to, and they need to provide identity verification information to activate their account and be allowed to receive money.

#

I'd suggest starting here https://stripe.com/docs/connect/

calm stag Sep 22, 2022, 10:58 AM

#

can we transfer money to specific user bank account from stripe?

abstract pond Sep 22, 2022, 11:00 AM

#

if you have onboarded a Stripe Connect account for that user and associated the bank account as a payout destination for that account, then yes.

calm stag Sep 22, 2022, 11:01 AM

#

okay

wanton wagon Sep 22, 2022, 11:17 AM

#

This is what we did, We gave access to plaid for stripe with plaid link. Our stripe business account is connected with plaid.

Now we are able to add our customers bank account to stripe.

They are listed in customers tab in our dashboard.

Our customer able to add the fund with it.

But now we want to make withdrawal(transfer money back ) to their accounts (to specific user) from our stripe. Can we do that ?

#

This are out test demo :

#

abstract pond Sep 22, 2022, 11:22 AM

#

But now we want to make withdrawal(transfer money back ) to their accounts (to specific user) from our stripe. Can we do that ?
No, you have to use Connect.

#

you can't just send money to customers(except in the context of refunding an existing payment). You have to onboard and verify the identity of recipients of money, as I explained to your colleague above.

wanton wagon Sep 22, 2022, 11:25 AM

#

How we can do that : You have to onboard and verify the identity of recipients of money, as I explained to your colleague above.

abstract pond Sep 22, 2022, 11:27 AM

#

You need to use our Connect product to onboard a Stripe account for the person you're sending money to, and they need to provide identity verification information to activate their account and be allowed to receive money.
I'd suggest starting here https://stripe.com/docs/connect/

wanton wagon Sep 22, 2022, 11:30 AM

#

About this : identity verification information to activate their account and be allowed to receive money.

We have their bank accounts linked and verified with plaid ba_xxx (bank token ) , does that consider as verification ?

abstract pond Sep 22, 2022, 11:30 AM

#

No.

#

my answer is not going to change. You need to use Connect. That is simply the answer, and there is no other one. If you have a use case that involves sending money to someone, you need to use Connect and create Stripe accounts for the users. Simple as that.

#

hope that's clear!

#swati