CheckMate | Stripe Developers | Page 1

brittle stagBOT Sep 19, 2022, 6:46 AM

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uncut rune Sep 19, 2022, 6:46 AM

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It's up to the issuer bank decide whether a 3DS is necessary and there's no way to disable 3DS.

halcyon flume Sep 19, 2022, 6:53 AM

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In US market if the issuer supports 3DS(which is 90% of the issuers). How are all transactions being performed as non 3DS transactions ? Are by default all issuers doing non 3DS transactions ?

uncut rune Sep 19, 2022, 6:55 AM

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Although 3DS is not widely used in the US, the issuers are still required to support 3DS.

halcyon flume Sep 19, 2022, 6:57 AM

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Can I set a rule to avoid 3DS

uncut rune Sep 19, 2022, 7:01 AM

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If you disable this, transactions that require 3DS will always fail.

halcyon flume Sep 19, 2022, 7:08 AM

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So as I understand.
Stripe by default requests non 3DS transactions. But if issuer bank asks for 3DS then stripe requests 3DS transactions.
But currently, in most cases issuers banks do non 3DS only .

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Is the above correct

uncut rune Sep 19, 2022, 7:10 AM

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I would say if issuer bank or Radar rule asks for 3DS, because you can also specify a Radar rule to request for 3DS.

halcyon flume Sep 19, 2022, 7:11 AM

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What is a Radar rule ?

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I am assuming it is the same as the photo I have sent above.

uncut rune Sep 19, 2022, 7:12 AM

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https://stripe.com/docs/radar/rules

Rules

Write fraud prevention rules specific to your business.

halcyon flume Sep 19, 2022, 7:12 AM

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So if I set radar rule to request 3DS . Will all transactions be 3DS or not.
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uncut rune Sep 19, 2022, 7:16 AM

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Yes, Stripe will request 3DS if the rule condition meets.

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