umbra-verification | Stripe Developers | Page 1

mellow dock Sep 9, 2022, 8:39 AM

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I can try to, what's up?

somber solar Sep 9, 2022, 8:44 AM

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Well, I implemented the check for connected accounts when I tried to download the files. But I'm not sure if I'm providing all the necessary files or attaching them correctly, so I'd like to check that. When I download any files, I immediately get an error saying they don't pass verification because the data doesn't match, which makes sense, but is there a way around it so that the contents of the files are not verified, and I just see a list of what still needs to be downloaded?

mellow dock Sep 9, 2022, 8:47 AM

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not sure what you mean by "downloading" files. Do you have an example of something I can look at? Quite lost right now

somber solar Sep 9, 2022, 8:48 AM

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Yes, one minute

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I tried to implement this https://stripe.com/docs/connect/identity-verification-api
In my code, it looks like this on the screen. The code works, I just want to make sure I'm asking my user for all the necessary files

Handling verification with the API

Learn how Connect platforms can use webhooks and the API to handle identity and business verification.

mellow dock Sep 9, 2022, 8:54 AM

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just want to make sure I'm asking my user for all the necessary files
the requirements hash on the Account object tells you exactly what's needed

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https://stripe.com/docs/connect/identity-verification-api#determining-if-identity-or-business-verification-is-needed

somber solar Sep 9, 2022, 8:56 AM

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Ok, is there a way to check this to make sure I've understood the documentation correctly and defined the requirements correctly?

mellow dock Sep 9, 2022, 8:56 AM

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the account becoming verified in test mode after you create it and provide all the information, I would say

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overall I highly suggest not doing any of this at all , you should either use Express accounts, or redirect Custom accounts to the hosted onboarding to collect all this information, building this infrastructure yourself is a large engineering effort

somber solar Sep 9, 2022, 9:02 AM

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I would be happy to do exactly as you say, but unfortunately, my customer wants an option of exactly this implementation
So I need real files to test this and there is no way to bypass the file content check?

mellow dock Sep 9, 2022, 9:03 AM

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we have test files for it

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https://stripe.com/docs/connect/testing#test-document-images

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you can either download https://d37ugbyn3rpeym.cloudfront.net/docs/identity/success.png and then upload that to the Stripe Files API and pass the ID of that FileUpload , or you can pass the magic string mentioned on that page , to fulfill the requirement for a doc

somber solar Sep 9, 2022, 9:07 AM

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Thank you, you have helped me a lot. Does this work with company verification documents as well?

mellow dock Sep 9, 2022, 9:10 AM

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as far as I know it should

somber solar Sep 9, 2022, 9:14 AM

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Thanks, I'll definitely check it out

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Does the file name matter?

torn nymph Sep 9, 2022, 9:18 AM

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Hi! I'm taking over this thread.

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I don't think so, but I recommend testing this in test mode to see how it works.

somber solar Sep 9, 2022, 9:23 AM

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For some reason it doesn't work for me

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In all 3 cases, I downloaded the file for successful verification

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can the reason be that in this case the business type is individual?

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And yes, I'm doing it in test mode

torn nymph Sep 9, 2022, 9:30 AM

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Can you share the request ID (req_xxx)?

somber solar Sep 9, 2022, 9:32 AM

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req_gYwBHy8FaH7zWF

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Yes, I did it above. Do you need any more data?

torn nymph Sep 9, 2022, 9:38 AM

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Thanks! Give me a few minutes to look into this.

somber solar Sep 9, 2022, 9:39 AM

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Thanks, I'm waiting

torn nymph Sep 9, 2022, 9:56 AM

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It looks like there is a lot of information missing from that account. Generally the flow is:

create the account
provide KYC info like name/address/DOB/tax ID/social security number (<== the step that you forgot)
Stripe will then check all that information
if we can’t verify the person from that information, then we ask for a document and you upload one

somber solar Sep 9, 2022, 10:00 AM

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Well, I don't ask the user for all of this information, except for the tax ID number, and I expect that information to be obtained through documents. Can't I just upload the documents?

torn nymph Sep 9, 2022, 10:06 AM

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Like I said above, you need to provide all this information (name/address/DOB/tax ID/social security number) to Stripe. That's why we strongly recommend to use the Stripe onboarding that will take care of this for you: https://stripe.com/docs/connect/connect-onboarding

somber solar Sep 9, 2022, 10:12 AM

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Ok, I understand why you recommend it and I can't use it yet.
So if I provide all this data, can I test the verification with documents?

torn nymph Sep 9, 2022, 10:16 AM

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First provide all the information. And then depending on what you see in the requirements, you may have to provide the document. https://stripe.com/docs/connect/identity-verification-api#determining-if-identity-or-business-verification-is-needed

somber solar Sep 9, 2022, 10:27 AM

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Okay, thank you

#umbra-verification