#dlavoie-plannit - connect

1 messages · Page 1 of 1 (latest)

thin timber
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Hi there!

proud spire
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Hi @stable girder I'm jumping in as my teammate needs to step away soon, can you share which of our three charge types you're planning to use for your Connect scenario?

stable girder
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we are creating destination charges

proud spire
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With destination charges it's not readily possible to achieve the behavior that you're looking for. You could keep track of the differences and then credit/debit your connected accounts (assuming you're using an account type that supports debiting) periodically.

Separate charges and transfers would allow you to accomplish what you're after because you can determine how much to transfer to your connected accounts after the payment has been processed, but migrating to that model is not a trivial change.

stable girder
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ok, thank you for your quick answer!

proud spire
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Any time!

stable girder
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any way to restrict accepted card type? For example prevent Amex to be used for a specific Connected account

proud spire
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I'm not sure off-hand whether that is possible and am double checking, but when working with either Destination Charges or Separate Charges and Transfers then the payments are happening on your Platform account rather than your Connected account. So it would be up to your flow's logic to incorporate the restrictions based on the destination account.

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Thank you for your patience while I double checked that. There are two approaches to this.

The first is to use Radar to write custom rules that block certain card brands, but requires that you use Radar.
https://stripe.com/docs/radar/rules

The other option is to collect your customers payment method information and create a Payment Method from it, but without processing a payment while doing so. Once you've created the Payment Method you can then inspect it to see if it is a brand that your support, and if so use it to process the payment.
https://stripe.com/docs/api/payment_methods/object#payment_method_object-card-brand
This guide walks through the process for creating a Payment Method without processing a payment:
https://stripe.com/docs/payments/save-and-reuse

stable girder
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thank you!

proud spire
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Happy to help!