Zen-testing | Stripe Developers | Page 1

jaunty bane Sep 5, 2022, 2:44 PM

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hi! well for the individual you have to use specific values like 1901/01/01 DOB and address_full_match,SF,USA to verify.

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https://stripe.com/docs/connect/testing#identity-and-address-verification

Testing Stripe Connect

Before going live, test your Connect integration for account creation, identity verification, and payouts.

drifting grove Sep 5, 2022, 2:45 PM

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can't I do it with FR as the country ?

jaunty bane Sep 5, 2022, 2:45 PM

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you can yes

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I was just giving an example. It's any address but the line1 has to be that magic value address_full_match

drifting grove Sep 5, 2022, 2:46 PM

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yup, it has 🙂

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do you mind if I share my code ?

jaunty bane Sep 5, 2022, 2:47 PM

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for the external_account, as implied it means you need to call https://stripe.com/docs/api/external_account_bank_accounts/create for example to create the bank account with the test payout numbers (from my earlier link, they should be there too). Same as you probably do in the actual code where you onboard users.

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if you think it would help and have specific questions about it then sure

drifting grove Sep 5, 2022, 2:49 PM

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thx a lot 🙂 gimme 10s

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const stripe = new Stripe(
          'sk_test_XXXXXXXXXX',
          {
            apiVersion: '2020-08-27',
          }
        );
        const accountResult = await stripe.tokens.create({
          account: {
            business_type: 'individual',
            individual: {
              first_name: 'First',
              last_name: 'Last',
              address: {
                line1:  'address_full_match',
                city: 'NANTES',
                state: 'Loire-Atlantique',
                postal_code: '44200',
                country: 'FR'
              },
              dob: {
                day: 1,
                month: 1,
                year: 1901
              },
              id_number: '1234567890000',
              email: 'email@test.fr',
              phone: '000 000 0000'
            },

            company: {
              name: 'KampoyTest',
              tax_id: '000000000',
              address: {
                line1: 'address_full_match',
                city: 'NANTES',
                state: 'Loire-Atlantique',
                postal_code: '44200 ',
              },
            },
            tos_shown_and_accepted: true,
          },
        });

        exec(
          `stripe accounts create \
          -d type=custom \
          -d email="email@test.fr" \
          -d country="FR" \
          -d "business_profile[mcc]"=5734 \
          -d "business_profile[url]"="www.fakeurl.com" \
          -d "capabilities[card_payments][requested]"="true" \
          -d "capabilities[transfers][requested]"="true" \
          -d account_token=${accountResult.id}`,
          (err, stdout) => {
            if (err) console.error('EXEC ERROR', err);
            console.log('STDOUT', stdout);
            result = stdout;
          }
        );

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so that's how i'm trying to do it

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first, about the person issue, i tried different id_number, 000000000, 0000 and now 1234567890000, but I'm always ending with Provided identity information could not be verified

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is there something you can spot i'm missing ?

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just in case, the exec(blabla) at the end uses the stripe.exe that is at the root of my project 👌

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And for you to have all the data, here is what is being created :

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📎 message.txt

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sorry for the mega post... 😦

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that's here that I can see my issues :

on the individual : verification_failed_keyed_identity
in currently_due : external_account

jaunty bane Sep 5, 2022, 2:58 PM

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000000000 is the correct value for the ID number

drifting grove Sep 5, 2022, 2:59 PM

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ok, i'm replacing and let you know 👌

jaunty bane Sep 5, 2022, 3:03 PM

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you also have a space at the end of the postal_code which might matter

drifting grove Sep 5, 2022, 3:03 PM

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wooow good eyes 🤗

jaunty bane Sep 5, 2022, 3:03 PM

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overall the way it works is if we can't verify the account from the supplied information we need to ask for a document, which is happening here. So in general you must use the exact testing information we expect

drifting grove Sep 5, 2022, 3:04 PM

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yes sorry... that's what i'm trying but new dev here ^^ everything is complicated xD

jaunty bane Sep 5, 2022, 3:05 PM

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can I ask overall what you're trying to do? Custom Connect is probably the most difficult thing you can do in Stripe

drifting grove Sep 5, 2022, 3:09 PM

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yeah of course !

I want to code an E2E test with Cypress, which does the following ;

Cypress goes to my localhosted website (which sells vegetables mostly)
Cypress asks node to create an test account that can receive payments => that's why I need a custom I believe
After that, I link this account to my seller in my database (firebase emulator here)
Cypress simulates an order on the app, using testing data for the payment by card (iframe in the app)
In the end, I want to check the balance of the newly created account

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Ok, I've launched it again, with the new id_number and corrected postal code, still verification_failed_keyed_identity 😦

jaunty bane Sep 5, 2022, 3:14 PM

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that's fair, but will you be using Custom accounts for your actual business? Putting aside the testing side of things. Custom is the most complicated option and requires you to build a large onboarding experience yourself. Unless you have a large development team experienced with KYC and marketplaces you should not use Custom. I usually suggest using this guide : https://stripe.com/docs/connect/collect-then-transfer-guide as a fully worked example of creating and onboarding Express accounts and splitting a payment with them for payouts.

drifting grove Sep 5, 2022, 3:14 PM

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that's another question ^^

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so far, the site uses express accounts

jaunty bane Sep 5, 2022, 3:15 PM

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drifting grove Ok, I've launched it again, with the new id_number and corrected postal code, st...

do you have the account ID acct_xxx where that happened?

drifting grove Sep 5, 2022, 3:15 PM

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sure 🙂
acct_1Legxu2QtycoqJca

drifting grove Sep 5, 2022, 3:17 PM

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jaunty bane that's fair, but will you be using Custom accounts for your actual business? Put...

oh, the team is smalled and not experienced in KYC ^^
is there a way to do the flow expressed above with created express accounts ?

jaunty bane Sep 5, 2022, 3:19 PM

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as far as I can tell it's the address that our system doesn't like

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not sure why though. Maybe use Nantes instead of NANTES

jaunty bane Sep 5, 2022, 3:21 PM

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drifting grove oh, the team is smalled and not experienced in KYC ^^ is there a way to do the f...

well no , with Express you can't do this sort of automated test since you need to manually onboard through the Express hosted onboarding pages and can't upload KYC through the API

drifting grove Sep 5, 2022, 3:22 PM

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jaunty bane well no , with Express you can't do this sort of automated test since you need t...

that's what i thought after some research yup... so custom is the only way for testing ?

jaunty bane Sep 5, 2022, 3:24 PM

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I personally just test by creating Express accounts manually. There's no great answer here

drifting grove Sep 5, 2022, 3:25 PM

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tried with Nantes, same ^^

drifting grove Sep 5, 2022, 3:26 PM

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jaunty bane I personally just test by creating Express accounts manually. There's no great a...

ok that's interesting, so you're doing test yourself ? Could you share your test flow with me ? 🙏

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so you start by creating a test account manually in stripe.com ? and then you do all your tests on this one, never deleting it ?

jaunty bane Sep 5, 2022, 3:31 PM

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no, I create an account whenever I need to debug something

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unfortunately I have no idea why your account is not passing the programatic testmode verification, I don't see what's wrong

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try removing the company: {.... } hash entirely from your requests

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you shouldn't need that since you say business_type: "individual"

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so you don't need to be passing details on a company, since you say you are onboarding a single person. That might be it(I think our internal systems are complaining about the company business address for some reason, that's probably a symptom)

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