JACKSON-token

[mossy knoll]

Is this a Live mode transaction?

[candid robin]

yes live mode

[mossy knoll]

The error is returned by issuer bank, so it really depends. Some bank returns incorrect decline code, you know

it's best to get the customer contact their bank

[candid robin]

okay so it up to the bank then to return either a expiration date error or a cvc error?

We've just had people be confused since the error that is returned doesn't explain why their card is not correct