#itaied
toxic compass
You can check account type differences here: https://stripe.com/docs/connect/accounts
What are the cons of using an "Express" account and create a direct charge to him?
Many, included but not limited to:
- Express user can't handle dispute in contrast to Standard
- Platform needs to cover negative balance for Express
- Express Direct Charge wouldn't be compatible with Radar
- Platform can't easily get metric across all their connected accounts
...
solemn timber
I see. OK that makes a lot of sense.
Another question, we are currently using charge and transfers for our Express connected account with on_behalf_of.
Is it possible to somehow make direct charges on a Standard connected account and make transfers to other connected accounts?
toxic compass
It would be transfer from a Connected Account (which is receiving and owning the Charge amount) to another Connected Account (which you want to transfer to). My understanding is it's not possible
You can think of debiting the first Standard to Platform then make a transfer from Platform to the 2nd Standard. But the first part is also not possible
vague estuary
Hi @solemn timber I'm taking over this thread, let me know if you have a follow-up question
solemn timber
hi, I got it all, no further questions, thanks
solemn timber
Is it possible to set recipient service agreement to all of my connected accounts outside of the US by default? i.e, so I don't need to configure it in the onboarding link creation.
vague estuary
You can specify the service_agreement type when creating an account (https://stripe.com/docs/api/accounts/create?lang=php#create_account-tos_acceptance-service_agreement)
solemn timber
Can I do it in a central default way?
Because at the time of creating the connected account I don't know where the business is from, and I don't want to ask it twice, as Stripe already handles it in the onboarding form
vague estuary
No, I don't think there's way to set a default service_agreement type
solemn timber
It actually stated here that it's possible, I was just wondering if it's possible to do it by country
https://stripe.com/docs/connect/service-agreement-types#choosing-type-with-express
vague estuary
That's exactly what I showed you earlier, specify the service_agreement type when creating an account