#bjinwright - direct to destination changes

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robust wren
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Hi ๐Ÿ‘‹

narrow shore
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hello

robust wren
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The choice of charge types is tightly coupled with the types of Connect Accounts. Direct Charges are the correct charge types to use with Standard Connect Accounts. Destination Charges are one of the two potential charge types when working with Express or Custom accounts

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There are a lot of problems that occur when platforms start using charge types that are not designed to work with the types of Connect accounts being used

narrow shore
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We have an express account type but we use direct charges.

limpid shore
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๐Ÿ‘‹ stepping in as Snufkin had to step away

narrow shore
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ok thanks

limpid shore
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So yeah if you are using Express then Destination is the recommended flow.

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Are you planning on using on_behalf_of with Destination?

narrow shore
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what should we look out for when switching

limpid shore
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This would be the major consideration, as it will keep the charges using the Connected Account info

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Other than that, you want to determine whether you are still going to take an application fee, or just transfer less than the whole amount of the charge.

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Either way is fine

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The App fee may help make your reporting easier.

narrow shore
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can we just update that in the API or do we need to cancel all subscriptions for Connect users?

limpid shore
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If you have Subscriptions currently running via Direct Charges then you would have to cancel them and recreate them to move to Destination Charges. However, Subscriptions don't currently support on_behalf_of out of the box.

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If you do want to utilize on_behalf_of with Subscriptions then I would recommend reaching out to our Support team (https://support.stripe.com/contact/login) and asking if that is something that can be supported for your account.

narrow shore
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on_behalf_of is destination charges

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app_fee is direct charges

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??

limpid shore
narrow shore
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I have not

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does this change any of the following:

  1. our dispute responsibilities
  2. how and who determines the Stripe fees
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(I will read that doc you sent now)

limpid shore
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Yes all of that will change

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Well... kind of.

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Those things do change to your platform

narrow shore
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currently we have an issue of sometimes not charging enough for international payments to cover our stripe cost for the transaction

limpid shore
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Ah okay, well there are a couple ways to fix that.

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But let's come back to that

narrow shore
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ok

limpid shore
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Then let me know what questions you have about destination charge behavior

narrow shore
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will do