#cars
1 messages · Page 267 of 1
Isnt it also likes way more expensive than the Tesla though?
It offers 400 miles of range out the gate I believe.
The lucid air was stunningly beautiful imo, but I'm in the minority
So it'll likely be price competitive to the equivalent range models.
Ohhh, that's a pretty good then.
Also they'll have access to the full tax credit.
Something Tesla no longer has.
A victim of their own success.
Tesla loses the entire thing EOY dont they?
it's 1875 or sometbing rn
Once the credit is gone their sales are gonna tank
it starts to drop off once a manufacturer sells 200k EVs
the credit has been dropping for the past year
and their order backlog has been increasing....
look at other countries that had a credit and got rid of it - sales were virtually eliminated
their us demand isn't wavering
LMAOO
visit https://zebit.com/richrebuilds and get up to $2500 of interest-free credit go to http://shrsl.com/1yqk0 use coupon code RICHREBUILDS for 20% OFF. Unlim...
i8 is pretty lame imo
I kinda like it
I think you can apply the definition. Exotic/supercar.
And for what it was. Pretty damn cool. BMW actually tried something unique.
its cool yes
so I got off the phone with insurance, told them about what caliber said. They notated everything and got my story.
But they also told me caliber hasn't sent them any info or requested money for a new motor.
And that apparently caliber called my rental company to extend the rental and told them my car will be done on the 26th.
This isnt adding up... If there's severe engine damage why haven't you talked to the insurance? And how is my car gonna be done so quick?
LOL
I think the Tesla looks fine
But to be honest I prefer Simone's Tesla truck
WATCH OUR FAKE TESLA TRUCK COMMERCIAL HERE: https://youtu.be/R35gWBtLCYg Thanks to Audible for sponsoring this video! For a free 30-day trial, 1 audiobook an...
I really don't know what to think of it
On one end I like that they're trying something completely different and unconventional
On the other end I think it just looks ugly and unrealistic
But it looks kinda cool
I'm confused
The more I look at it... ||it's still ugly||
Thing is, most people who buy an F150 won't buy the Tesla truck
Truck buyers are extremely brand loyal
That and extremely conservative
That too
I mean, it made a Toyota Tacoma driver want it, lol.
I personally think it takes a different twist to trucks, and although it does look goofy, it looks kind of badass also.
Beautiful
Also
Hello! Is there someone willing to help me answer a few questions about car head units?
@reecethesaxman We threw same steel ball at same window several times right before event & didn’t even scratch the glass!
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The truck is like airpods
When they first came out everyone memed on them
And a lot of people hated them
And now they are pretty common and well accepted
@eager kite airpods are 160 dollars
not 40k
for most people in the world it isn't a life changing purchase
you fuck up with car payments, you are screwed for a long time
Yea but that doesn't really matter to what I'm saying
Because some people will buy it
The market will warm up to it a little over the next 3 years
There will still be people obv that won't buy it just like there's a lot of people today that won't buy bluetooth earbuds
But the public will in part adopt it
Just like the public adopted the Pontiac Aztek
😂
Yeah that's more like it
Where are the side mirrors?
That's still a no no in the US
Crack @fair bronze
LOL
better or worse?
Nobody:
GTR and FD Drivers:
If you want to know why Tesla just showed off an unpainted vehicle, it's because their Fremont factory paint shop has 19 unresolved Clean Air Act violations. Look it up.
2270
8189
Oof

Linus I hope you see this but i was watching WAN and i thought I'd try to make a Cybertruck Police car and wanted to know what you think
Lol, nice
Tesla truck in black looks nice tbh
@eager kite That looks more truck like. I'm not sure if it's better. I feel like it's a tie imo.
I think it's a little better
also allows you to load and unload from the side of the truck
Very true
If you guys haven't already
Check out itsjusta6's video on it
He made a good point about how it could be a test for a Mars Rover
Elon said on twitter that a pressurized version will be used on mars
Literally none of those are attractive
Too bad Lucid fell off the map cause the Air was frickin sexy
On the topic of electric cars
You gotta admit this is heat
0-100 km/h in almost 2 seconds
yes.
Franz throws steel ball at Cybertruck window right before launch. Guess we have some improvements to make before production haha. https://t.co/eB0o4tlPoz
Ngl, all of those concept cars look the same... Tesla truck stands out and looks pretty decent.
Also, I think the Tesla truck in black looks great
@whole sorrel I'm watching that video rn, and he actually does bring up some good points.
oh yea lol
You may not like the look of the Tesla Cybertruck, but you gotta admit that Elon has balls to release it knowing how polarizing it is.
Theory on why the CyberTruck looks ass: There are no exterior mirrors. The look isn't pulled together until you add them
Uhhhh
It's not road legal
3/ The "Tesla ATV" was a Yamaha Raptor 700R SE. You can buy one here.
h/t @QLDPyrrhonist
Also
link doesn't work for me
Cars are legally required to have a center brake light, mirrors.
And the ATV is a rebranded Yamaha
I mean the atv looks kind of similar
but the body is entirely different
as well as the steering and screen
oh lol that's why I cant see his tweets I'm blocked by him xd
don't even know who he is...
If you blocked him, you know
no I never blocked him
lol well I guess he was scared or something of my twitter posts so preemptively blocked me
oh, yea hes a tesla short
there's a whole group of $teslaq who share around names of users to block so they can't comment on their posts
I've been blocked by a multitude of tesla shorts of which I have never had a conversation with on twitter
or ever replied to their posts
You can bodge an electric motor to it
nah it's an electric atv
Uhuh and I'm Queen Anne
but some people think they took the chassis of a Yamaha atv and added their own motor and body
and stuff
I mean
And they're probably right
Is it that huge of a deal?
Cheaper to buy a ready unit
but is it?
Not cheap to develop
You can buy just a chassis
not en mass from Yamaha
I'm sure they could have entered into an agreement
Yamaha is a go-to for outsourcing
yea but that goes completely against Tesla's philosophy of vertical integration
Just as Toyota, Volvo, and Ford
Tesla is still technically using Panasonic batteries
and in the long run it would be cheaper
no, they are using Panasonic manufactured batteries
Tesla owns the IP for the battery technology itself
I'm still Queen Anne
like, what actual battery you are making is very sensitive IP
The chemical composition maybe
yea
that's the important part of a battery
the exterior dimensions/design of a cell is pretty standard
the insides are not
Also now that tesla owns Maxwell Tech and Hibar, they probably have the means now to make their own cells
Driving wet concrete is the worst.
have seen the financial media call the Cybertruck event a "fiasco" , "disaster" , a "bust" ...
so spending $0 to launch a product that generated Billion$ worth of pre-orders & got the whole world talking is a bad thing??? $TSLA
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@eager kite I thought they were still in the process of making their own batteries, but they still own the facility Panasonic is using to make batteries
And uhh.... I wouldn't think that Tesla didn't spend any money to launch the cybertruck
It would be quite pricey in the short term, but where is he getting the billion dollar figure
People that preordered that will buy the car and people who buy other teslas because of this unveiling is where he's getting the billion dollar figure @vital glen
Tesla owns the IP to their battery and the factory they are made in
Panasonic owns the IP on how they currently are being made
However, Panasonic has confirmed they don't have a deal to make batteries for Tesla in their China giga
And Elon has said there will be battery production there
So that means it's pretty likely Tesla will move to make their own cells
@eager kite Do you got a source for this?
for what part? @vital glen
I think these are the things you were asking about
Right now there isn't any battery manufacturing in giga 3 that we know of
and Tesla is currently buying cells from LG chem
but there are plans to produce batteries there
and if they aren't going to work with Panasonic on it, who has been their partner for quite a while now, then it stands to reason they are just gonna do it themselves
What about 16:20?
People are saying that the design of the Tesla truck was to lower the build cost? Having flat windows and body panels are cheaper. Pretty interesting idea if that is true.
It'd also be easier to produce, therefor making it easier to mass produce them?
Oof xD
To be honest the Lada has more class
Yes
yes
And it's also made out of stainless steel
I mean soviet steel
Actually they have a lot of similarities
X doubt
But it's telsa @stoic ledge
f150 shelby raptor baja > tesla cybertruck
But Tesla
No Tesla
Tesla is safer because it's electric
even tho the model 3 is kinda sterile, im still tempted to get one
cause I could just drive it w/o guilt
Electricity is safe
of wasting a bunch of gas
Pogey A friend of mine just stranded on the side of the road with his (parents) VW Pogey
@indigo coral what state do you reside in?
NWA
and lots of superchargers
Don't you guys export coal and natural gas?
Ooof, hydro is finnicky
but its not a guilt about emissions
its about wasting money cause gas is f*cking expensive
could just go drive for lols if I didn't have to pay for gas
I'd probably put way too many miles on the car if I got one xD
Then you got the wrong car?
Name your price
electricity is way cheaper
I know
3.18$ last night
Per gallon?
ya
I'm paying 2.77 for 93
cries in 7.5 USD/gallon
Loser
Stop being poor
You could get a free Tesla if you weren't poor @stoic ledge
Dude
our electricity is nice and cheap here, would cost like 2.70 offpeak to charge a Model 3
Well maybe if I wasn't still in school I could have gotten me a free Tesla
So you pay €0,92/l, we pay €1,63/l
okay?
doesn't mean gas here is cheap
it means you lot are getting even more screwed
It's way more affordable
Just like insert anything you can think of
Hmm
its expensive enough to make just going for a drive for fun to be financially irresponsible
Stop being poor
I'm not saying that
The hell
I'd just get a new one
Would you get a base model?
So you are willing to pay 50k
if I'm gonna do it, I'm gonna do it all the way 😂
But he ain't
What are you trying to say
I mean. if you are going to spend most of the money, it makes sense to step up a bit and get a properly equipped one
Honestly if I had that kind of money I wouldn't spend it on something like that
I mean, that's probably all you can find
Too many
no?
I'm saying most people find them too expensive here
Has nothing to do with "being poor"
@fair bronze My response to that
Just kill a rich dude for his money
I'd rather get a Camry in that case
Like simple simple
Yeah I mean what is jail anyway
Not a big deal if you hide the money
But if you hide the money you can't spend it
Yeah you can
Fake your own death
Steal someone's identity
Live your new life as a millionaire
Not again
Yes again
You can only fake your own death once
Camry is €50k here iirc 
I have broken that rule 5x
Here the government wants everyone to buy a VW up!
€43k*
That's 2 much
No no they want everybody to buy a CO2 emitting car, because that raises more taxes
And yes the Hybrid only, other engines would be too expensive due to higher CO2 emissiona
your taxes are stupid
Yes they are
how much is a Model 3 Performance vs a BMW M3 over there MK?
Full optioned Model 3 Performance is € 75.298
3 much
M340i starts at € 75.987
Now I wonder what the Cybertruck would cost if they were going to sell it over here
last gen?
Previous gen? They don't sell it anymore
Ooo the M8 Configurator is up
M4 Coupe starts at € 126.578
Even if the model 3 and the cybertruck start at the same price in the US, I would imagine the truck costing more over there @fair bronze
Definitely
Then it will probably be the same price over here as well
your govt will find a way to increase the price
There is no tax on it to make it more expensive then
But it's a truck, even though it's electric
Yeah, but trucks like that are treated the same as normal vehicles
How do they determine the tax?
Commercial vehicles are even taxed lower
Emissions
Depends on the license plate and buyer
Also where you live
nice, 186,280 for an optioned M8 CS convertible
Nice right
Usually it's price + (import tax if outside EU (10%)) + 21% VAT + emissions tax
But on a EV that emissions tax is 0
I'm pretty sure they wouldn't sell it for the same price as a Model 3 though
So if the price without taxes is the same compared to the Model 3, it will be the same after taxes too

@indigo coral this is a base/the only trim Hybrid here, don't think it's a XSE/TRD
https://images.toyota-europe.com/nl/configurationtype/visual-for-grade-selector/product-token/93b74c3d-b881-44eb-8795-3a17df3c3c64/grade/0c316af2-302f-41a6-9021-f8c8e9907979/body/74469257-47ae-46eb-859d-2c693e6726ca/fallback/true/width/720/height/378/exterior-3.jpg
Definitely not
We don't get that sweet Toyota V6
Taxes would make it €70k probably
I don't know the emissions but possibly even more
its only FWD though 
Yeah that's a bummer
(Model 3 is RWD :D)
honestly im surprised theyve stuck with rwd on teslas
you'd think theyd go fwd
At least the Camry has an interior
Engine placement doesn't matter on EVs
No driveshafts, transmissions etc
It feels so empty
but you can actually see out of it
thats one of my biggest pet peeves with new cars is that you can't fuckin see out of them
new Continental, my mom's Explorer, etc
Does the Camry not come with windows?
I've not driven the new camry
so
but I'm talking about visiblity
some are utterly dreadful now days
I've driven the Lexus ES so close enough
its a tiny bit better but still ugly
Yeah, lol
Looks like a driving block of ice
I like it in white
That's gonna be a huge pain to keep clean.
Oh I believe it.
Each color choice has issues, but stainless steel takes special care.
True
Especially if they go with a brushed look.
Even better: white car with black roof. All the disadvantages of a white car (dirty quick) but none of the advantages (cool interior) due to the black roof
xD
Brushed stainless does look cool tho
'member the Delorean? Cool af
Also dark colors tend to scratch up faster.
Yeah. I remember Delorean owners are a bit anal about touching the car since it's a huge pain to keep clean.
honestly... give me a painted exterior.
In metallic red 
Tbh if I'd buy a brand new car, I wouldn't get white/gray/black/blue
https://pictures.dealer.com/g/greentoyota/1751/35a14c4c7cf4bd5e47f5d9783c5da8b9x.jpg?impolicy=resize&w=1024
Like this? (I know this is a sedan)
Elon said he'd offer it in other colors.
It's the Galactic Aqua Mica
I like something different
It's a weird color to say in the least.
Man, new 'yota vehicles look real nice.
^ same tbh
The fact they had the exact color combo I wanted was beyond excellent.
I'd have settled for red or that nifty blue.
Too bad many people are boring and only buy gray cars with red interiors
And then I have little choice on the second hand market
:(
That's why I bought new.
> Imagine being able to buy a car new
xD
Fyi the Corolla you have will be rougly 40k USD converted
yeah, though to be honest I doubt they'd offer the wagon in manual in the US.
Still the hybrid wagon would be nice.
We have all 3 versions as 1.2 Turbo manual or hybrid
Not sure why Toyota didn't offer the 1.2 turbo.
The sedans are still rolling with the last gen 1.8. The 2.0 is optional on sedans. Standard on the hatchback.
Because US people consider 1.8/2.0 tiny af, let alone a 1.2 Turbo xD
oh wow
US got the Focus with the 1.0.
That's silly small in my mind tbh.
But if it works, it works.
Naturally the ecoboost focus didn't last long in the US.
I believe it.
You can tell the Focus was a Europe first car in the US.
The manual was the superior choice.
DCT transmissions were too clever.
3.5 ecoboost v6 in Focus when
damn
thatd be fun
400hp in a Focus
hold up
the RS had 350
nice, thought it was less than that
nevermind the v6 would be pointless
Oncoming RS might have ±400hp
I doubt they're gonna stick an engine that big into it.
Ford still hasn't adopted a common platform for their cars.
Just saw the Cybertruck in person...
It isn't a great car.
Almost got a Prius.
not even that slow either, 208hp
But driving the Ioniq killed the desire to buy a hybrid.
some hybrids are better than others
I'm sure the Prius would have been better.
But when the manual corolla showed up. It was a sign.
I'd never get a manual, spend too much time sitting in traffic
Also test drove a Mazda 3.
wish I could get an LC 500 😂
its so pretty
i think it was motor trend that called it the first great lexus coupe in a long time or somehting like that
and thats really true
the SC430 was decidedly mediocre
SC300 looks cool but its old
good times
@indigo coral well Europe, hot hatches are quite popular in the UK and countries like Germany
So in the Netherlands it will probably be expensive af but in other countries it will be ok
2.3 EcoBoost + 48V mild hybrid = 400hp + 576Nm
not enough tork @stoic ledge
torque*
It's more torque than a Ferrari 458, but sure
No, tork @indigo coral
Focus ST has 280hp/420Nm
torque*
Koppel*
esfuerzo de torsión *
Cybertruck maymays are awesome
What do you guys think of this car we are getting
It's a 2011 Genesis 2.0T with 67.000 miles on it
1 owner
how much
not bad at all
Yeah 6 speed Manuel
My mother wanted this car so bad lol
Because our Hyundai Tucson 2005 is still running strong at 405.433 thousand miles
So we thought we can get a good car like this one in the picture to do well as we take care of it
@fathom socket Dude, it has 405,433,000 miles, damn
Yeah because I care about my cars :)
Drive with love and care and the engines will last 7 times there lifetime
No, I will fucking thrash my engines
You will?
146k preorders on truck
146k idiots
If it was a phone it would be crazy already, let alone a fucking car
Did you preorder one?
Nice!
I just realised the front end of the Genesis kinda reminds me of the first gen Kia Cee'd
Yeah me too
It's an okay style but fun to drive and easy to drive
That's most important
unless you're parking like an arsehole you'll be fine
They mostly seem to target Teslas for some reason
Yeah :/
probably lifted truck drivers
Rolling coal XD
Honestly I don't get why people would even think of doing that
But we have a truck like that but for a good reason
keying or rolling coal?
Both
We carry work supplys with a truck
makes them think theyre hot shit
Keying in the first place
Like it's meant to be
I see no reason
Ah yeah you showed us the other day
Yeah
That's cool to encounter such a car
It's like a rare diamond just popped up from the ground
I will never be able to afford something in that price range but that doesn't mean I have to damage it
Like wtf
Yeahb
Just be happy for them
Need to add cameras very soon
Dashcam?
Yeah something like that
Do that
It's only illegal if you get caught
exactly
It protects from scams :3
my state blanket bans "modifications" tho its not enforced
Public roads so you can film whatever you like
a dashcam counts as a modification
its just a way for cops to give you tickets if you're a mouthy arsehole
imo at least
thats why "technically" illegal
not practically illegal
There is no valid reason for that to be illegal
it just falls under the "modification" umbrella
Mhm
i hope the law gets revised xD its not very specific
Yeah I hope so too for you
That makes no sense to me
Most people here would be doing illegal stuff in that case
well its one of those things that I presume is antiquated, and is never enforced by the cops
if my friend can get away with a car so slammed its scraping on the ground and a 3 foot wing, I can have a dash cam xD
Xiaomi makes the Yi dashcam that @stoic ledge recommends
thats what I'll probably end up getting
I think Viofo makes really nice ones that are affordable
i tried getting a phone app to do it but the camera just isn't wide angle enough to be useful
it was decent if I turned it sideways but then I can't use googlemaps 😢
Maybe one of those new phones with 10 cameras
ooof the viofo ones are 120+
There are way more expensive ones out there
4.1/5 stars
Seems decent enough
so I'm inclined to give it a shot
Most important thing imo is that you should be able to read license plates
Can be difficult with the cheap ones
I see so much stupid shit that I just need something
lol
no seriously.
Yeah why not
there's so many dumbasses driving around here
Like really bad?
I feel you
The American system is quite different to ours
To get your license, that is
whats your system?
NL
It's expensive to get your license
Need many lessons
I'm not entirely sure how it works in the US but I think it's way easier
Correct me if I'm wrong
i had to take 30 in-class sessions of an hour each, 6 supervised drives w/ a teacher, 50hrs of parent-guided practice with 10 being at night, then I had to pass my test (passed it with 100%)
by the time I was done with my learners I had ~200 hours lol
50 is required
and yeah it depends on state
Im almost done with my intermediate licence
that upgrades at 18
to no restrictions
Yet you encounter so many idiots
theres idiots everywhere
I know lol
I see idiots all the time
The biggest problems we have is either people on their phone or not knowing how to change lanes or merge
Overall it seems okay here
I was on the interstate and saw someone reclined all the way back, two hands on their phone, driving with their knees, at 120kmh
I was like wtf
How did they survive
idfk
Some people could really use self-driving cars
They're just not interested in driving
mhm
I love driving, it's my favourite thing to do
i wish i could just drive for lols
I get that
Just please don't think I hate Tesla or electric cars in general
I just hate fanboys
It's gonna be awkward if the body panels don't line up this time.

Lmao
Aaight put my $100 down for the cybertruck
how are you gonna come up with the 40k?
47 if you get the self driving stuff.
nice
I was tagged about some dashcams 👀
@indigo coral that Yi is the exact same model as I have
Viofo's are good (A119) but not cheap, their cheaper model (A118c) is okay but worse than the Yi, A129 is dual channel (front + rear)
I do suggest to not use Sandisk SD-cards in dashcams, they have been proven to have high fail rates
Lexar 443x or Samsung Evo (Plus) seem to work fine
I have a 64GB Samsung Evo Plus in mine
@eager kite Did you do it for the meme?
or are you capable of affording a 40k vehicle
@swift harbor Nice to see one of those on the road!
@vital glen no, and obv yes I can afford the 50k trim if I'm preordering it.
On a 36 month lease? anything longer is financially reckless. If you can't afford the payment in the short term, you shouldn't be buying it.
Why is a 60 month loan financially reckless?
And yes I could probably afford a 36 month loan if for some reason I needed to get one that short
Shorter loan term = better
Loan terms are getting longer and longer, and its damaging the economy. There are literally 12 year loans available for cars now.
Utterly insane.
Um, shorter doesnt always equal better
how is a 36 month loan worse than a 60
And I'm not getting a 12 year loan
not saying that you are, just remarking that its insane that people do that
You could have a higher APR
typically you get a lower apr when you use a shorter loan in conjunction with a good credit rating
and you have to do the math, if your apr is a slight bit higher but you pay it off quicker, you could be ahead overall
But what if you pay off the lower apr 60 month loan in 36 months 
> Imagine loaning money for a car
There's upsides to loaning though
It's probably stated in the instruction manual, isn't it?
Yeah it should
The dealership put regular gas in it and it smells a little strange
So we tried 91 that the book says and it fixed it
So it recommends you to use 91 idk
So happy this car has 71.000 miles
I'd also suggest premium or whatever 91 is for a turbocharged 2.0
I use cheapass 87 for mine 
well its not inexpensive but way cheaper than premium
Saves me like 8$ per fillup
That is a decent save
@eager kite What's the upside in loans?
Also depending on where you get loan from there may be a fee for early payment
No immediate loss of net worth, more $ to invest with, which if it returns more than your APR then you arent even paying for it.
And you can increase your credit score
Wow, straight off the textbook answer
good job
You know your shit
@eager kite If you ever do decide to pay your loan back faster read all the terms of the loan to make sure you don't have to pay early payment fees or hell even block you from paying back the principal early
A 60 month loan is pretty much the longest loan before you start exiting reality.
Personally I'm a bigger fan of 36 month loans. It falls within the warranty window meaning you won't be paying down a car that's flying apart as you drive it.
@vital glen that's usually only a condition if you have bad credit
Why does that matter @dense shard
So you'll have money to repair your car out of warranty.
That's become an issue recently.
You have people with 10 year loans rolling it into a new loan for a car when the old one breaks.
Or have to pay repairs on top of paying off the loan.
If you can afford to pay it off in 36 months and repairs then you definitely can afford to pay it off in 60/72 and pay for repairs
Either way you're still paying the same anount
With longer loans you also have to pay more interest
But still, > getting a loan on a car
Longer loans means more time for investment interest to accrue as well
Buying a new car with cash outright has very few upsides
No-one here is recommending anyone to buy new
A few years take off a big chunk of the price most of the time
Yep
That's especially why you don't want to pay for new cars with cash
Cause you are basically losing 1/3 or more of the money you paid in the span of 1 or 2 years
Thing is, someone has to do it
Sure, but for you as the consumer to pay cash isn't wise
No but there will always be people who buy new
Yea you can buy new
Just get a loan instead of paying cash
Here's an example
Say you buy a $50k car and put 15K down on a loan at 3.75% apr, not a great rate but not horrible
In the end you'll pay around 53.5K for a 50k car
However
If you invest that 35k and make an average of 8%, over that 5 year time you will make around $8k in interest
So after 5 years you know own the car, and have an extra $4.7k in your pocket that you wouldn't have if you bought the car with cash
If you invest in an S&P 500 etf it averages 8% a year
Do you? @eager kite
if you're investing wisely you'll do well, but that's provided there's no recession
Yes I do invest
eyy same
Things never fully go as planned
And any gambles I'd have made on investing would likely have been minimal.
Why do I feel like I'm taking economics class in freshman year of highschool
Because you are.
Cause this is really basic economics they don't teach in US highschools
@dense shard the answers feel exactly textbook
Dealer tried to shill me a loan. I avoided it. No way they'd offer me something that doesn't benefit them mainly.
Like word for word in my head
I now it's word for word.
Basic economics is to avoid loans.
You pay more over time instead of paying it all now.
Well no, it's to take on debt you can afford
Loans can help both of you
But you aren't paying less that's my point
Debt isn't a bad thing so long as you manage it
Sink all your money into a box spread that's "guaranteed to make money" and end up like that guy on WSB
That's not necessarily a good thing to have no debt
I don't have a credit score yet 
I don't know who the fuck believes debt is good.
You aren't leveraging your money wisely
Debt isn't good
But if you think debt is good I have a time share I want to sell you.
But it's not necessarily a death sentence if it's managed well
Uncontrolable debt isn't good
You pay your credit card balance off asap, not your house
I'd only borrow money to get a house
Controlled debt is fine
It's a car. It depreciates immediately. Why pay money on something that loses value?
Borrowing money for a house makes sense.
A car... less so.
Houses typically appreciate, cars depreciate
In fact in many ways controlled debt is a good thing because it allows you to leverage your money to invest in other things that make you money
(houses + land)
investing is risky, but potentially lucrative
Too risky.
@dense shard Like I said basic econ 100 freshman year
yep
Bonds are very low risk
These answers feel like it
Stocks are liquid assets but risky, real estate is illiquid but less risky
From Arial
I can't get a loan under 3%.
Sure, so if you are concerned about investment than have a diverse portfolio
The money you invest MIGHT maybe outweigh the interest on a loan.
Likely will
All you answers feel like I'm reading a textbook
I'm using anecdotes from my experiences.
I know someone that invested a bunch of money from their student loans
idiot.
I never take on debt if I can avoid it.
@vital glen because they aren't complex answers
Bruh
You buy a car, the economy crashes. Your loan is still there, and your investments are now useless.
Options are the worst form of investment
Yeah, but say something not so robotic. @eager kite
The bank doesn't care you invested your money.
You can't really when talking economics lol
I personally have cash reserves to go shopping in case of a recession 
^
uhhhhh
market falls = shopping time
Don't put all your money in one basket, even in the economy
Market Falls = I'm raising cows
I bought novideo after it hecking tanked, and am doing fairly well with that
I'm up around 25% on my Tesla shares
@indigo coral Lmao, only 165%
And 276% on my caterpillar investment
Oh yea AMD has shot up a ton in the last 5 years
👍
I think it like 10x'd
I got in a bit late but it went way more than 10x
I'm holding off on the stock market for now.
I bought amd stock for less than 2 dollars
Nice!
I remember bothering my parents to buy some, but at the time their outlook was veerrrryyy bad so we didn't
I bought some AMD recently, up 20% on that
I should have pushed the issue, at least for my personal portfolio
If they flopped, I would have lost about 30-40 dollars
Am only up about 30% on Nvidia
Don't have much money to play around with.
@dense shard how much was the car you bought with cash?


