Let me start by asking a moderator to delete this if it's not appropriate, as it is not really HA-related. (Sorry!)
For a while now, I've been working together with my colleagues on perfecting an AI-powered chatbot which can receive text, images, URLs and QR codes to see if they may be related to a scam or fraud. It's called Bitdefender Scamio and it may help you, but mostly your vulnerable loved ones determine if that delivery SMS is legit, if that job offer that sounded too good to be true is true or if the website from where they are about to purchase smart light switches with 90% discount might end up draining their wallets.
It's free (you do need to set up an account, though) and it's available 24/7 on already popular chat platforms like WhatsApp, Facebook messenger, Discord and also in a dedicated web app, so basically you'd just be chatting with it, asking whether something you've seen is shady or not. When it does detect anything fishy, it also tries to explain what red flags to look out for and it can even deep-dive in learning more about the type of scam/fraud you're experiencing, all in context, without leaving your favorite chat app.
Here is a short demo of how it works https://www.youtube.com/shorts/iAMIqJ7EJ1g and a bit more info on the how's and why's https://www.techradar.com/pro/this-new-free-ai-chatbot-from-bitdefender-protects-discord-users-with-ai-technology-to-identify-potential-scams
Hopefully it will protect you from ever growing online fraud 🤞