few issues

[vale merlin]

Skill issue

We ain't gonna' do Forza

Grinding is really fine

You'll see

Also git gud with the game

[rugged flare]

you get the money you earn when you bank

you can use your volatile money to enter events, so it's technically instantly usable

and finally, idk not played on anything other than the hardest difficulty, I will say the first few days you won't get first place (particularly when using the Crown Vic)

[vale merlin]

Yup yup

Do side bets always

(except drift events if you don't have a proper drift tuned car)

on rivals

that has lower power than you

or guy/girl who's driving bad