A lot of euro are sleeping in abandonned account. I propose we put them to use.
I propose that every 24 hours, we transfer the money from abandoned accounts to the PM account (or any not auto-transfer account) and assign the amount to an IOU variable.
If someone becomes active, we check if that person has a IOU greater than 0 and give back the money. We make sure to keep a reserve in the relevant account to be able to pay the money back.
What do you think about that?