#Allow people to pay with Paypal.
1 messages · Page 1 of 1 (latest)
paypal lost us money in the past and holds funds for arbitrary amounts before making them accessible is the tldr.
It also helps the customer feel safe and if something is up, they can actually make a case and get their money back. Paypal should always be an option.
Those same protections are available for credit cards and credit card facilitators.
PayPalâs strongest selling point is that itâs more widely available in the world (international) and under aged people have access.
But itâs also heavily overrated as there are plenty alternative fintech options now that can facilitate credit or debitcards from visa/master.
I disagree. Everytime there has ever been a problem, I've been able to easily get my money back by proving what was going on, through Paypal.
Whenever I've had to call my bank, they can't do anything. So that is simply not true.
Time to get a different bank, you can most definitely make claims. Often when card is issued by visa or master, there is a separate login or area to manage it all.
That area is usually a environment linked with Master or Visa. And otherwise you need to ask your bank to open claim with them.
I generally recommend Wise for international payments. They can issue debit cards (this is outside US) and this is their process for claims:
https://wise.com/help/articles/2977995/i-need-to-reverse-a-transaction
Yea, that's not something I've ever heard of and a different login... where? litearlly never heard of such thing and I'm pretty damn sure nobody else have here.
"PayPal offers excellent ways to shop online and send money to other PayPal users, while Wise has more of a focus on international transfers and multi-currency account products.".
I'll stick to paypal. Wise looks sketchy as hell to be honest, they might not be, but that is the feel from the website.
Paypal works and has always worked, see no reason not to use it. They are also trusted and I personally trust them, as I know they offer great services and protect their customers.
In any case, I already ordered.. so that is what that is. I do remember wanting to return and get a refund for the 60HE and that was a nightmare and it took forever, all because I didn't use PayPal.
Paypal should always be an option, in my opinion (and clearly others).
in any case, I can't wait for the 80HE which seems just like my keyboard, only concern is the weight.. so I do hope for a easy return process, if that should be an issue, which I really do not hope, as I want to keep it, but 2+ kilo does seem like a lot.
To be honest I used to feel the same about PayPal and I would lean towards it for protection, however as stated a lot of countries have laws for protection regardless of the bank but also services such as rebolut are an option.
PayPal doesn't really protect anyone, they tend to just side with the customer and charge the business, banks actually investigate etc basically đ
My personal experience with paypal has been poor, having my account locked twice for no reason, requiring me sending in id and other info. Their fees are also high and while their buyer protection is good, their seller protection seems to be less than ideal so i can understand a business deciding not to use them. So while i do agree that the convenience factor of paypal is good, there is a lot of other options that work just as well (or better) and do not have ridiculous requirements or fees. (Also when you issue a chargeback through paypal it makes a lot of problems for the other party, so itâd be better to go through their own process to make things better for everyone involved. Ofc if you need to charge back due to a scam or other issue sure but that is not really in refund territory anymore)
When I sell my own goods I tend to avoid PayPal myself because of fees and their unwillingness for the seller to counter claims.
@acoustic fossil That doesn't seem factually correct. Paypal wants proof of what the case is about, if the customer gives that, obviously they will (and should) side with the customer.
Also, sellers can counter claims, they can (just as the customer) provide proof of whatever the situation might be. So that is not correct.
Wiz4rd, their fees are not high at all, on the consumer side of it anyway. And the issues you describe, sounds very much like something on your end, not theirs.
A company can simply make proper products, provide better services and so forth, then people wouldn't need platforms like Paypal, but thank god that Paypal exists.
Furthermore, banks do not investigate such things here in Denmark, I've had multiple encounters trying to get a bank to give me my money back and it's always a matter of contacting the company, because they can't (or won't) do it.
There can very well be different rules and platforms for different countries, however... Paypal is good, trusted and international.
There's a reason it's the most used platform and payment method online.
Anyway, enough said on this topic. Title says it all, still.
Blaming me for an issue paypal had when all i did was use their services to buy things from reputable online stores is crazy đ
Yes their fees are not high on the buyer side until you want to buy something accross currencies at which point you get screwed. This still does not discount the fact their fees are very high for the seller
Paypal will still side with the buyer even in cases that are quite ambiguous and even then, it creates a lot of issues for the seller which could be resolved much easier by going through the sellerâs own refund process.
There is a lot of legitimate reasons for sellers to not use paypal, especially when viable alternatives exist. Just because something is used a lot does not mean it is good or should be the standard. Of course you can still think it is more convenient for you but that does not change the facts that cause sellers and users to decide not to use paypal.
If you are worried about 80HEâs weight I hope you preordered the plastic case and not zinc.
@celest meteor No, I ordered the Zinc Alloy as I want it in white and transparent is not white, it's just that... transparent. If there was a white PCR version, I would have ordered that.
I have not had such a heavy keyboard before, so whether it's a pro or a con, I really can't say.
I hope it works out though, because the 80HE hits all the right spots for me.. size/layout, iso nordic, white, quality hall-effect etc. etc. So I cross my fingers that the weight will not be bothersome doing game-sessions.
If anything the weight is a plus, means you won't be sliding the keyboard around.
Yea, but I micro adjust my keyboard a lot when gaming, so I'm not sure that's a good thing. I never slide my keyboard around, but I might also micro-move it very slightly when playing and so I adjust it... so yea, maybe the weight will help on that.
I hope so.
I don't know if it's been mentioned, but I too would prefer PayPal in the future for new products that may come out in the lifespan of Wooting.
It's just especially for Gamers who don't have large wallets comfortable to be able to for example pay month per month. The available payment methods are really bad imho.
Take the teenage gamer working a part time job, tryna afford good tech. Or even college/university students.
I've been there. And bought my PC/mouse keyboard and stuff with monthly payments as a student back then.
klarna offers similar things just without costing us 2 arms and a leg.
I have a PayPal card and it works fine when I canât use PayPal checkout.
Not every country fans get a PayPal card, eg I have one but it's via PayPal business.
But it should also be noted it doesn't offer as much protection afaik
Good shout.
Best to save up. We could offer a particular Klarna- or Shop service to pay in installments but the latter I turned off, the first I don't want to offer. It creates a bad spending habit, we don't want to contribute to it. Besides, it'll all in all cost you more using these type of services.
I read that you;re from Denmark, then you most likely don't have an actual credit card. If you do, it's either mastercard or visa, there is always an option to open disputes with Visa/Master, it's either offered direct or through the 3rd party (fintech) service.
Wise is a publicly UK noted company. Not sure why it would look sketchy, as they are extremely transparent about all their fees, banking structure, and where funds are held. You don't need to look long to find the information you'd want to know if you're concerned about how your money balance kept and questions such as what if wise goes bankrupt etc.
Since your base currency is DKK, you're structurally paying 2% premium on anything that isn't in DKK with regular bank or fintech services, with paypal that's more like 3-3.5% more. If you'd use Wise, that goes down to 0.4%.
It's worth looking into, there are a lot more alternatives to Paypal nowadays. Paypal just has the brand name and widest service area around the world. They monopilize on a few services, know it, and exploit it badly. Such as your loyalty to using Paypal with the trust they've built up from you over the long years they exist, Paypal knows it can throw all cost towards seller side. But in my opinion, Paypal lacks innovation and is imo legacy. It's so far behind what you'd expect from a modern financial service. I think Paypal is running on a legacy code and it struggles to bring meaningful innovation without restructuring some fundamentals.
I'll give you an example. We earn a % interest from interbank interest exchange rates that Wise earns for holding our currency balances. You can guess how much Paypal pays in interest for holding your money..... 0%. And I'm talking consumer level.
There are other and incrasing amount of Fintech companies also paying % interest on holding a balance with them because of the rise of interest rates.