so i'm probably going to get destroyed for this but for me the game has been unplayable for a bit. i have been trying to go up against a reclamation party with myself and 10 villages all armored to the teeth with the best i have availble after just liberating the first town. i have "cheated" and boosted ranged and melee damage up to 400%. the 8 member reclamation part comes in and completely decimates me and my party 1-shotting me with archers from far away and there is nothing i can do about it.
to me, it really doesn't seem to make any difference if i'm fighting naked or if i am completely geared with the best gear i have available to me.
it might be a decent idea to look again at how the armor actually affects incoming damage?