If I for just *one* month update my subscription from creator plan to pro plan — and then lower it

[summer remnant]

AI-generated Answer for solidaritea

Short answer: No.

• Credit rollover only applies if you remain on the same subscription plan. (help.elevenlabs.io)
• When you downgrade (e.g., from Pro back to Creator), the change takes effect at the end of your current billing cycle and any unused credits are lost at that point; they do not carry over to the next month on the lower plan. (help.elevenlabs.io)

Sources:
How does credit rollover work? – ElevenLabs
How does credit rollover work? – ElevenLabs

[tight cargo]

So to be clear: Do I understand right that ZERO credits will carry over from a month of paid pro plan over to the next month downgraded to creator plan, no matter what? Even though consecutive creator plan months would carry over up to 200,000 credits?