Customer onboarding with partner account

[bitter marlin]

Hi all!
I was wondering if anyone knows this question. It has to do with the create profile API. i was wondering about two things.

1. is it possible to call the payment methods api to enable e.g. iDeal at the same time the profile is created? (if done in the right order of course)
2. For context you'll need to know that for this specific case the mollie onboarding has not yet been completed; in this stage the onboarding is at selling channels (verkoopkanalen) and it says payments are partially active. so what i can take away from this is even though the business has not yet been verified by Mollie, they are able to recieve payments? Just not the payout part? I'm not sure about this but it would be nice to be able to receive payments the moment the user has a profile.

If anyone knows the answer to this question i'd love to know!

[slim salmon]

Hey! Thanks for your question. @olive geode @edgy moon can you guys please have a look?

[olive geode]

Hey @bitter marlin ! You're on the right track on both points.

1. Yes this is possible, assuming they already have a profile. Note the profile and/or payment method may go through a review step to be actived in some cases.
2. As you point out It's possible that payments can be active while settlements are not active (e.g. because the account hasn't completed onboarding). In this case, the merchant can accept payments which are settled to their Mollie balance, but they cannot receive a payout to their bank account until settlements are active.

The Capabilities API is the best source of truth for onboarding status (look for payments & settlements both being active) and contains more information than the onboarding API, so I'd recommend using that to check. Like the onboarding API it will return a URL you can redirect the customer to to complete their onboarding.